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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Fairfield County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Fairfield County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,437 applications were decided by 172 lenders between 2023 and 2025.

Fairfield County at a glance

172Active lenders25 with 20+ decisions
70.8%Market approval rate1,726 of 2,437 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,626 loans funded

How Fairfield County compares

Approval rate compared
Fairfield County70.8%Ohio70.0%All 616 counties68.2%
Typical loan compared
Fairfield County$155KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Fairfield County, OH, 390 of them.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 92% of 49.

The typical cash-out refinance here is $155K, 15% larger than the Ohio typical of $135K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 13% approved of 31Amerisave Mortgage Corporation: 36% approved of 123Lakeview Loan Servicing, LLC: 44% approved of 32Newrez LLC: 48% approved of 69New Day Financial, LLC: 52% approved of 27American Financing Corporation: 52% approved of 21Freedom Mortgage Corporation: 62% approved of 66Carrington Mortgage Services, LLC: 64% approved of 55Loandepot.Com, LLC: 64% approved of 58Kemba Financial Credit Union Inc: 64% approved of 125United Wholesale Mortgage, LLC: 65% approved of 117Pennymac Loan Services, LLC: 68% approved of 56Fifth Third Bank, National Association: 75% approved of 32The Huntington National Bank: 75% approved of 254GoodLeap, LLC: 77% approved of 30Equity Resources, Inc.: 79% approved of 33Rocket Mortgage, LLC: 80% approved of 511Peoples Bank: 81% approved of 31Mutual of Omaha Mortgage, Inc.: 82% approved of 22Nationstar Mortgage LLC: 82% approved of 45Telhio: 83% approved of 29Union Home Mortgage Corp.: 87% approved of 30Union Savings Bank: 89% approved of 36Lower, LLC: 90% approved of 21JPMorgan Chase Bank, National Association: 92% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Fairfield County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%409 / 51195%$155K390
2The Huntington National Bank75%191 / 25497%$135K185
3Kemba Financial Credit Union Inc64%80 / 125100%$75K80
4Amerisave Mortgage Corporation36%44 / 12398%$105K43
5United Wholesale Mortgage, LLCBroker only65%76 / 11799%$255K75

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 167 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Fairfield County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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