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refinance lenders · HMDA 2023–2025

Refinance lenders in Fairfield County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Fairfield County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,178 applications were decided by 167 lenders between 2023 and 2025.

Fairfield County at a glance

167Active lenders23 with 20+ decisions
75.6%Market approval rate1,646 of 2,178 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,557 loans funded

How Fairfield County compares

Approval rate compared
Fairfield County75.6%Ohio76.9%All 616 counties76.5%
Typical loan compared
Fairfield County$125KOhio$105KAll 616 counties$295K

What the data shows

The Park National Bank made the most mortgage refinances in Fairfield County, OH, 144 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical mortgage refinance here is $125K, 19% larger than the Ohio typical of $105K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 27% approved of 44Wright-Patt Credit Union, Inc.: 55% approved of 71Lakeview Loan Servicing, LLC: 56% approved of 25Newrez LLC: 65% approved of 31The Huntington National Bank: 66% approved of 180Third Federal Savings And Loan Association Of Cleveland: 66% approved of 90Mortgage Research Center, LLC: 75% approved of 28Kemba Financial Credit Union Inc: 76% approved of 127The Vinton County N.A.tional Bank: 76% approved of 105The Park National Bank: 78% approved of 184Fifth Third Bank, National Association: 78% approved of 144U.S. Bank National Association: 79% approved of 24Rocket Mortgage, LLC: 79% approved of 101PNC Bank, National Association: 80% approved of 110Village Capital & Investment LLC: 82% approved of 28United Wholesale Mortgage, LLC: 84% approved of 106Fairfield Federal Savings and Loan Association of Lancaster: 84% approved of 70Union Home Mortgage Corp.: 85% approved of 33Union Savings Bank: 86% approved of 44JPMorgan Chase Bank, National Association: 92% approved of 24Pennymac Loan Services, LLC: 95% approved of 43Freedom Mortgage Corporation: 99% approved of 76Nfm, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Fairfield County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Park National Bank78%144 / 184100%$75K144
2The Huntington National Bank66%118 / 18093%$135K110
3Fifth Third Bank, National Association78%113 / 14499%$105K112
4Kemba Financial Credit Union Inc76%96 / 127100%$115K96
5PNC Bank, National Association80%88 / 11094%$105K83

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 162 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Fairfield County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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