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refinance lenders · HMDA 2023–2025

Refinance lenders in Lake County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Lake County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,073 applications were decided by 138 lenders between 2023 and 2025.

Lake County at a glance

138Active lenders20 with 20+ decisions
77.4%Market approval rate2,378 of 3,073 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,260 loans funded

How Lake County compares

Approval rate compared
Lake County77.4%Ohio76.9%All 616 counties76.5%
Typical loan compared
Lake County$115KOhio$105KAll 616 counties$295K

What the data shows

The Huntington National Bank made the most mortgage refinances in Lake County, OH, 359 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 51.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 26% approved of 43Lakeview Loan Servicing, LLC: 54% approved of 24KeyBank National Association: 68% approved of 47Mortgage Research Center, LLC: 72% approved of 46The Huntington National Bank: 72% approved of 528Dollar Bank, Federal Savings Bank: 72% approved of 134U.S. Bank National Association: 75% approved of 20Third Federal Savings And Loan Association Of Cleveland: 76% approved of 408First National Bank of Pennsylvania: 76% approved of 153Rocket Mortgage, LLC: 80% approved of 145Village Capital & Investment LLC: 80% approved of 25Royal United Mortgage LLC: 81% approved of 21United Wholesale Mortgage, LLC: 81% approved of 85Citizens Bank, National Association: 82% approved of 362PNC Bank, National Association: 82% approved of 200Fifth Third Bank, National Association: 82% approved of 156JPMorgan Chase Bank, National Association: 83% approved of 24Crosscountry Mortgage, LLC: 92% approved of 106Freedom Mortgage Corporation: 98% approved of 53Pennymac Loan Services, LLC: 100% approved of 51

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank72%382 / 52894%$115K359
2Third Federal Savings And Loan Association Of Cleveland76%312 / 40898%$95K305
3Citizens Bank, National Association82%296 / 36296%$125K284
4PNC Bank, National Association82%164 / 20095%$105K155
5Fifth Third Bank, National Association82%128 / 15696%$105K123

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 133 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Lake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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