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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Licking County, Ohio

Fat Boy Data analyzed home improvement loan activity in Licking County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,602 applications were decided by 92 lenders between 2023 and 2025.

Licking County at a glance

92Active lenders21 with 20+ decisions
64.7%Market approval rate1,684 of 2,602 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,573 loans funded

How Licking County compares

Approval rate compared
Licking County64.7%Ohio63.6%All 616 counties62.7%
Typical loan compared
Licking County$55KOhio$65KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Licking County, OH, 355 of them.

Union Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical home improvement loan here is $55K, 15% smaller than the Ohio typical of $65K.

Only 1 lender here typically writes at or below $35K: HOPEWELL Federal Credit Union.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 26% approved of 50U.S. Bank National Association: 33% approved of 75Bank of America, National Association: 33% approved of 33Discover Bank: 35% approved of 63Kemba Financial Credit Union Inc: 53% approved of 153Fifth Third Bank, National Association: 54% approved of 127Peoples Bank: 57% approved of 23The Huntington National Bank: 59% approved of 637Third Federal Savings And Loan Association Of Cleveland: 60% approved of 134PNC Bank, National Association: 64% approved of 121Navy Federal Credit Union: 68% approved of 31Wright-Patt Credit Union, Inc.: 71% approved of 95Figure Lending LLC: 71% approved of 52HOPEWELL Federal Credit Union: 72% approved of 68Telhio: 73% approved of 51WesBanco Bank, Inc.: 79% approved of 39The Park National Bank: 80% approved of 437First Commonwealth Bank: 83% approved of 24Coastal Community Bank: 98% approved of 54Union Savings Bank: 100% approved of 22BMI Federal Credit Union: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Licking County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank59%373 / 63795%$85K355
2The Park National Bank80%349 / 43798%$55K343
3Kemba Financial Credit Union Inc53%81 / 15396%$55K78
4Third Federal Savings And Loan Association Of Cleveland60%80 / 13496%$55K77
5Fifth Third Bank, National Association54%69 / 12796%$95K66

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 87 more lenders.

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