Home improvement loan lenders in Lucas County, Ohio
Fat Boy Data analyzed home improvement loan activity in Lucas County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,881 applications were decided by 88 lenders between 2023 and 2025.
Lucas County at a glance
How Lucas County compares
What the data shows
The Huntington National Bank made the most home improvement loans in Lucas County, OH, 900 of them.
That is 32% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 83% of 53.
The typical home improvement loan here is $55K, 15% smaller than the Ohio typical of $65K.
Only 2 lenders here typically write at or below $35K: Figure Lending LLC, Third Federal Savings And Loan Association Of Cleveland.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Lucas County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 56% | 943 / 1,678 | 95% | $65K | 900 |
| 2 | Fifth Third Bank, National Association | 64% | 487 / 756 | 94% | $55K | 460 |
| 3 | Citizens Bank, National Association | 63% | 294 / 464 | 97% | $65K | 284 |
| 4 | Directions Credit Union, Inc. | 69% | 253 / 369 | 100% | $45K | 253 |
| 5 | PNC Bank, National Association | 59% | 144 / 246 | 98% | $55K | 141 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 83 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Lucas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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