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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Lucas County, Ohio

Fat Boy Data analyzed home purchase mortgage activity in Lucas County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,595 applications were decided by 325 lenders between 2023 and 2025.

Lucas County at a glance

325Active lenders68 with 20+ decisions
89.9%Market approval rate11,324 of 12,595 decided
$165KTypical loanmedian lender, $10K brackets
97%Borrower take-up10,947 loans funded

How Lucas County compares

Approval rate compared
Lucas County89.9%Ohio90.6%All 616 counties87.6%
Typical loan compared
Lucas County$165KOhio$215KAll 616 counties$335K

What the data shows

Union Home Mortgage Corp. made the most home purchase mortgages in Lucas County, OH, 1,015 of them.

Waterford Bank, N.A. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 72.

The typical home purchase mortgage here is $165K, 23% smaller than the Ohio typical of $215K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 18% approved of 90Vanderbilt Mortgage and Finance, Inc.: 21% approved of 29GREENSTATE Credit Union: 35% approved of 26Triad Financial Services, Inc.: 48% approved of 440Kind Lending, LLC: 55% approved of 31USAA Federal Savings Bank: 72% approved of 40Flagstar Bank, National Association: 74% approved of 61The Farmers & Merchants State Bank: 79% approved of 56Navy Federal Credit Union: 80% approved of 96Citizens Bank, National Association: 80% approved of 273Michigan Mutual, Inc.: 81% approved of 48Pennymac Loan Services, LLC: 84% approved of 61The State Bank and Trust Company: 85% approved of 71Wells Fargo Bank, National Association: 85% approved of 34PNC Bank, National Association: 85% approved of 75Onity Mortgage Corporation: 86% approved of 28U.S. Bank National Association: 86% approved of 51WesBanco Bank, Inc.: 87% approved of 60Glass City Federal Credit Union: 87% approved of 39Rocket Mortgage, LLC: 87% approved of 730Mortgage Research Center, LLC: 87% approved of 262Fifth Third Bank, National Association: 89% approved of 524JPMorgan Chase Bank, National Association: 90% approved of 130Loandepot.Com, LLC: 90% approved of 174Zillow Home Loans, LLC: 91% approved of 34Freedom Mortgage Corporation: 92% approved of 24Premier Bank: 92% approved of 225New American Funding, LLC: 92% approved of 64Howard Hanna Financial Services, Inc.: 93% approved of 88Ruoff Mortgage Company, Inc.: 93% approved of 163United Wholesale Mortgage, LLC: 94% approved of 571Guaranteed Rate, Inc.: 94% approved of 95The Huntington National Bank: 94% approved of 1,071KeyBank National Association: 94% approved of 430Lower, LLC: 94% approved of 50The Loan Store, Inc.: 94% approved of 51Gvc Mortgage, Inc.: 95% approved of 148Equity Resources, Inc.: 95% approved of 462Van Dyk Mortgage Corporation: 96% approved of 113Directions Credit Union, Inc.: 96% approved of 426The Genoa Banking Company: 96% approved of 257SUN Federal Credit Union: 96% approved of 132Newrez LLC: 97% approved of 302Union Home Mortgage Corp.: 97% approved of 1,063First Federal Savings And Loan Association Of Lakewood: 97% approved of 70Ark-La-Tex Financial Services, LLC.: 97% approved of 248Crosscountry Mortgage, LLC: 97% approved of 286Nfm, Inc.: 97% approved of 265Cmg Mortgage, Inc.: 97% approved of 277Everett Financial, Inc.: 98% approved of 41Click N' Close, Inc.: 98% approved of 418Primelending, A Plainscapital Company: 98% approved of 47American Financial Network, Inc.: 98% approved of 49Superior Credit Union, Inc.: 98% approved of 52Fairway Independent Mortgage Corporation: 98% approved of 197Civista Bank: 99% approved of 126Waterford Bank, N.A.: 100% approved of 72Mortgage 1 Incorporated: 100% approved of 44Signature Bank, N.A.tional Association: 100% approved of 40First Federal Savings and Loan Association: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Lucas County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank94%1,005 / 1,07199%$165K993
2Union Home Mortgage Corp.97%1,030 / 1,06399%$165K1,015
3Rocket Mortgage, LLC87%637 / 73099%$165K631
4United Wholesale Mortgage, LLCBroker only94%534 / 57198%$175K524
5Fifth Third Bank, National Association89%464 / 52499%$155K459

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 320 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Lucas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

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