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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Wood County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Wood County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,328 applications were decided by 116 lenders between 2023 and 2025.

Wood County at a glance

116Active lenders11 with 20+ decisions
74.4%Market approval rate988 of 1,328 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up943 loans funded

How Wood County compares

Approval rate compared
Wood County74.4%Ohio70.0%All 616 counties68.2%
Typical loan compared
Wood County$115KOhio$135KAll 616 counties$155K

What the data shows

The Huntington National Bank made the most cash-out refinances in Wood County, OH, 286 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

The Huntington National Bank approved the highest share of applications among lenders with at least 20 decisions here, 86% of 340.

The typical cash-out refinance here is $115K, 15% smaller than the Ohio typical of $135K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 35% approved of 51Carrington Mortgage Services, LLC: 36% approved of 28Freedom Mortgage Corporation: 63% approved of 30United Wholesale Mortgage, LLC: 68% approved of 47Fifth Third Bank, National Association: 69% approved of 26Newrez LLC: 69% approved of 26Loandepot.Com, LLC: 78% approved of 49Rocket Mortgage, LLC: 78% approved of 266KeyBank National Association: 79% approved of 28The Farmers & Merchants State Bank: 81% approved of 27The Huntington National Bank: 86% approved of 340

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Wood County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank86%292 / 34098%$105K286
2Rocket Mortgage, LLC78%207 / 26697%$115K200
3Amerisave Mortgage Corporation35%18 / 51100%$95K18
4Loandepot.Com, LLC78%38 / 49100%$155K38
5United Wholesale Mortgage, LLCBroker only68%32 / 4797%$175K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 111 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Wood County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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