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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Douglas County, Oregon

Fat Boy Data analyzed home improvement loan activity in Douglas County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 912 applications were decided by 60 lenders between 2023 and 2025.

Douglas County at a glance

60Active lenders11 with 20+ decisions
63.6%Market approval rate580 of 912 decided
$55KTypical loanmedian lender, $10K brackets
95%Borrower take-up549 loans funded

How Douglas County compares

Approval rate compared
Douglas County63.6%Oregon73.7%All 616 counties62.7%
Typical loan compared
Douglas County$55KOregon$75KAll 616 counties$75K

What the data shows

Peak Credit Union made the most home improvement loans in Douglas County, OR, 103 of them.

First Community approved the highest share of applications among lenders with at least 20 decisions here, 87% of 107.

Lenders approved 63.6% of home improvement loan applications in Douglas County, OR, 10.1 percentage points below the Oregon rate of 73.7%.

The typical home improvement loan here is $55K, 27% smaller than the Oregon typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 12% approved of 24Bank of America, National Association: 19% approved of 21Spring Eq, LLC: 30% approved of 27U.S. Bank National Association: 36% approved of 55Banner Bank: 52% approved of 62Columbia Bank: 59% approved of 136Oregon Community: 68% approved of 59Peak Credit Union: 68% approved of 156First Interstate Bank: 79% approved of 24Rogue: 86% approved of 91First Community: 87% approved of 107

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Douglas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Peak Credit Union68%106 / 15697%$55K103
2Columbia Bank59%80 / 13691%$55K73
3First Community87%93 / 10799%$55K92
4Rogue86%78 / 9199%$55K77
5Banner Bank52%32 / 6291%$85K29

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 55 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Douglas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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