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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Jackson County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Jackson County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,977 applications were decided by 152 lenders between 2023 and 2025.

Jackson County at a glance

152Active lenders24 with 20+ decisions
69.0%Market approval rate1,364 of 1,977 decided
$175KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,275 loans funded

How Jackson County compares

Approval rate compared
Jackson County69.0%Oregon70.4%All 616 counties68.2%
Typical loan compared
Jackson County$175KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Jackson County, OR, 272 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical cash-out refinance here is $175K, 10% smaller than the Oregon typical of $195K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 34Amerisave Mortgage Corporation: 23% approved of 138New Day Financial, LLC: 29% approved of 28Carrington Mortgage Services, LLC: 35% approved of 37American Financing Corporation: 38% approved of 42Newrez LLC: 54% approved of 71Quorum Federal Credit Union: 55% approved of 20U.S. Bank National Association: 66% approved of 32Flagstar Bank, National Association: 68% approved of 25Freedom Mortgage Corporation: 70% approved of 44Loandepot.Com, LLC: 73% approved of 51Nationstar Mortgage LLC: 76% approved of 21The Federal Savings Bank: 76% approved of 21GoodLeap, LLC: 77% approved of 35Rocket Mortgage, LLC: 80% approved of 363United Wholesale Mortgage, LLC: 80% approved of 127First Community: 82% approved of 38Pennymac Loan Services, LLC: 82% approved of 50Rogue: 82% approved of 203Crosscountry Mortgage, LLC: 83% approved of 24JPMorgan Chase Bank, National Association: 83% approved of 24Guild Mortgage Company LLC: 94% approved of 63Cmg Mortgage, Inc.: 96% approved of 27Movement Mortgage, LLC: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%289 / 36394%$105K272
2Rogue82%167 / 20397%$155K162
3Amerisave Mortgage Corporation23%32 / 13897%$75K31
4United Wholesale Mortgage, LLCBroker only80%102 / 12797%$245K99
5Newrez LLC54%38 / 71100%$175K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 147 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Jackson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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