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refinance lenders · HMDA 2023–2025

Refinance lenders in Lane County, Oregon

Fat Boy Data analyzed mortgage refinance activity in Lane County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,010 applications were decided by 191 lenders between 2023 and 2025.

Lane County at a glance

191Active lenders29 with 20+ decisions
80.2%Market approval rate2,414 of 3,010 decided
$205KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,241 loans funded

How Lane County compares

Approval rate compared
Lane County80.2%Oregon80.3%All 616 counties76.5%
Typical loan compared
Lane County$205KOregon$275KAll 616 counties$295K

What the data shows

Oregon Community made the most mortgage refinances in Lane County, OR, 594 of them.

That is 27% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Evergreen Moneysource Mortgage Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical mortgage refinance here is $205K, 25% smaller than the Oregon typical of $275K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 31% approved of 52Spring Eq, LLC: 35% approved of 20Banner Bank: 52% approved of 25KeyBank National Association: 57% approved of 30Lakeview Loan Servicing, LLC: 57% approved of 47Mortgage Research Center, LLC: 61% approved of 31Columbia Bank: 67% approved of 79Peak Credit Union: 68% approved of 69Bank of America, National Association: 69% approved of 26U.S. Bank National Association: 73% approved of 52Newrez LLC: 76% approved of 38Rocket Mortgage, LLC: 77% approved of 133Selco Community: 79% approved of 236Onpoint Community Credit Union: 82% approved of 125Oregon Community: 84% approved of 758Directors Mortgage, Inc.: 87% approved of 30Pennymac Loan Services, LLC: 88% approved of 41Longbridge Financial, LLC: 88% approved of 25Finance of America Reverse LLC: 88% approved of 25United Wholesale Mortgage, LLC: 91% approved of 207Cmg Mortgage, Inc.: 91% approved of 58Summit Funding, Inc.: 91% approved of 35Loandepot.Com, LLC: 92% approved of 36American Pacific Mortgage Corporation: 92% approved of 24Mutual of Omaha Mortgage, Inc.: 93% approved of 44Village Capital & Investment LLC: 95% approved of 37Freedom Mortgage Corporation: 97% approved of 111Guild Mortgage Company LLC: 98% approved of 46Evergreen Moneysource Mortgage Company: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Lane County

LenderApprovalApprovedTaken upTypical loanLoans made
1Oregon Community84%633 / 75894%$105K594
2Selco Community79%186 / 23690%$115K168
3United Wholesale Mortgage, LLCBroker only91%188 / 20796%$395K180
4Rocket Mortgage, LLC77%102 / 13397%$345K99
5Onpoint Community Credit Union82%103 / 12594%$95K97

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 186 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Lane County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
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  • Branch count and how to apply
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