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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Multnomah County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Multnomah County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,293 applications were decided by 258 lenders between 2023 and 2025.

Multnomah County at a glance

258Active lenders40 with 20+ decisions
66.3%Market approval rate2,847 of 4,293 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,679 loans funded

How Multnomah County compares

Approval rate compared
Multnomah County66.3%Oregon70.4%All 616 counties68.2%
Typical loan compared
Multnomah County$205KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Multnomah County, OR, 547 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 94% of 32.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 16% approved of 37Amerisave Mortgage Corporation: 17% approved of 248New Day Financial, LLC: 23% approved of 39Lakeview Loan Servicing, LLC: 27% approved of 30Carrington Mortgage Services, LLC: 28% approved of 47Spring Eq, LLC: 31% approved of 58American Financing Corporation: 35% approved of 34BMO Bank National Association: 44% approved of 25Mutual of Omaha Mortgage, Inc.: 44% approved of 36New American Funding, LLC: 48% approved of 50KeyBank National Association: 49% approved of 37Wells Fargo Bank, National Association: 49% approved of 76Newrez LLC: 52% approved of 164The Federal Savings Bank: 52% approved of 21Freedom Mortgage Corporation: 53% approved of 74Unitus Community Credit Union: 56% approved of 55Loandepot.Com, LLC: 58% approved of 85Navy Federal Credit Union: 59% approved of 32GoodLeap, LLC: 63% approved of 59Quorum Federal Credit Union: 67% approved of 42Guaranteed Rate, Inc.: 67% approved of 21Flagstar Bank, National Association: 70% approved of 53U.S. Bank National Association: 70% approved of 151Rivermark Community Credit Union: 72% approved of 163Pennymac Loan Services, LLC: 72% approved of 108Nationstar Mortgage LLC: 75% approved of 59Plaza Home Mortgage, Inc.: 75% approved of 20Rocket Mortgage, LLC: 76% approved of 736JPMorgan Chase Bank, National Association: 78% approved of 40Fairway Independent Mortgage Corporation: 78% approved of 36United Wholesale Mortgage, LLC: 79% approved of 304First Technology Federal Credit Union: 83% approved of 138American Pacific Mortgage Corporation: 85% approved of 20Directors Mortgage, Inc.: 86% approved of 22Mortgage Express, LLC: 88% approved of 41Onpoint Community Credit Union: 89% approved of 149Guild Mortgage Company LLC: 91% approved of 96Cmg Mortgage, Inc.: 94% approved of 32Coastal Community Bank: 96% approved of 27Nations Direct Mortgage, LLC: 98% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Multnomah County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%560 / 73698%$125K547
2United Wholesale Mortgage, LLCBroker only79%240 / 30497%$285K233
3Amerisave Mortgage Corporation17%42 / 24898%$95K41
4Newrez LLC52%85 / 16498%$95K83
5Rivermark Community Credit Union72%117 / 163100%$105K117

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 253 more lenders.

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