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investment property lenders · HMDA 2023–2025

Investment property lenders in Multnomah County, Oregon

Fat Boy Data analyzed investment property mortgage activity in Multnomah County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,865 applications were decided by 230 lenders between 2023 and 2025.

Multnomah County at a glance

230Active lenders21 with 20+ decisions
87.8%Market approval rate1,638 of 1,865 decided
$355KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,571 loans funded

How Multnomah County compares

Approval rate compared
Multnomah County87.8%Oregon88.8%All 616 counties87.5%
Typical loan compared
Multnomah County$355KOregon$335KAll 616 counties$255K

What the data shows

Merchants Mortgage & Trust Corporation, LLC made the most investment property mortgages in Multnomah County, OR, 104 of them.

Merchants Mortgage & Trust Corporation, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 104.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Onpoint Community Credit Union: 73% approved of 108U.S. Bank National Association: 76% approved of 37Pennymac Loan Services, LLC: 79% approved of 53Kind Lending, LLC: 82% approved of 28Rocket Mortgage, LLC: 84% approved of 49Homexpress Mortgage Corp.: 84% approved of 25United Wholesale Mortgage, LLC: 85% approved of 109Wells Fargo Bank, National Association: 88% approved of 25Kiavi Funding, Inc.: 90% approved of 67JPMorgan Chase Bank, National Association: 91% approved of 35Guild Mortgage Company LLC: 94% approved of 67Lima One Capital, LLC: 95% approved of 20Guaranteed Rate, Inc.: 96% approved of 51Mortgage Express, LLC: 97% approved of 31The Loan Store, Inc.: 97% approved of 34Nations Direct Mortgage, LLC: 98% approved of 45Merchants Mortgage & Trust Corporation, LLC: 100% approved of 104212 Loans of Oregon, LLC: 100% approved of 46Cmg Mortgage, Inc.: 100% approved of 29Crosscountry Mortgage, LLC: 100% approved of 26Fairway Independent Mortgage Corporation: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Multnomah County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%93 / 109100%$345K93
2Onpoint Community Credit Union73%79 / 10895%$295K75
3Merchants Mortgage & Trust Corporation, LLC100%104 / 104100%$385K104
4Guild Mortgage Company LLC94%63 / 6786%$325K54
5Kiavi Funding, Inc.90%60 / 67100%$395K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 225 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Multnomah County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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