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refinance lenders · HMDA 2023–2025

Refinance lenders in Washington County, Oregon

Fat Boy Data analyzed mortgage refinance activity in Washington County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,566 applications were decided by 250 lenders between 2023 and 2025.

Washington County at a glance

250Active lenders39 with 20+ decisions
82.3%Market approval rate3,760 of 4,566 decided
$375KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,515 loans funded

How Washington County compares

Approval rate compared
Washington County82.3%Oregon80.3%All 616 counties76.5%
Typical loan compared
Washington County$375KOregon$275KAll 616 counties$295K

What the data shows

Onpoint Community Credit Union made the most mortgage refinances in Washington County, OR, 910 of them.

That is 26% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Provident Funding Associates, L.P. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 82.

The typical mortgage refinance here is $375K, 36% larger than the Oregon typical of $275K.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 36% approved of 85Spring Eq, LLC: 37% approved of 30Wauna Federal Credit Union: 45% approved of 20Lakeview Loan Servicing, LLC: 54% approved of 85Mortgage Research Center, LLC: 59% approved of 44Columbia Bank: 69% approved of 67Bank of America, National Association: 71% approved of 197Wells Fargo Bank, National Association: 71% approved of 24Third Federal Savings And Loan Association Of Cleveland: 71% approved of 45KeyBank National Association: 72% approved of 54Rivermark Community Credit Union: 74% approved of 53Newrez LLC: 76% approved of 71Loandepot.Com, LLC: 76% approved of 21Oregon Community: 80% approved of 41Rocket Mortgage, LLC: 82% approved of 198U.S. Bank National Association: 82% approved of 148First Community: 83% approved of 36Primelending, A Plainscapital Company: 86% approved of 22Onpoint Community Credit Union: 86% approved of 1,120United Wholesale Mortgage, LLC: 88% approved of 334JPMorgan Chase Bank, National Association: 89% approved of 35Mutual of Omaha Mortgage, Inc.: 89% approved of 36Finance of America Reverse LLC: 90% approved of 31Longbridge Financial, LLC: 90% approved of 31Freedom Mortgage Corporation: 90% approved of 105Onity Mortgage Corporation: 91% approved of 23Crosscountry Mortgage, LLC: 91% approved of 35Fairway Independent Mortgage Corporation: 92% approved of 25Nationstar Mortgage LLC: 92% approved of 25Mortgage Express, LLC: 92% approved of 63Pennymac Loan Services, LLC: 94% approved of 80Guild Mortgage Company LLC: 95% approved of 77First Technology Federal Credit Union: 95% approved of 101Village Capital & Investment LLC: 95% approved of 41Union Home Mortgage Corp.: 96% approved of 27Cmg Mortgage, Inc.: 96% approved of 55Provident Funding Associates, L.P.: 100% approved of 82Nations Direct Mortgage, LLC: 100% approved of 32Summit Mortgage Corporation: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union86%968 / 1,12094%$125K910
2United Wholesale Mortgage, LLCBroker only88%293 / 33497%$495K283
3Rocket Mortgage, LLC82%163 / 19896%$475K156
4Bank of America, National Association71%139 / 19798%$185K136
5U.S. Bank National Association82%122 / 14899%$185K121

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 245 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Washington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Washington County

Mortgage lenders in Washington CountyHome improvement loans in Washington CountyCash-out refinance in Washington CountyInvestment property purchase in Washington CountyInvestment cash-out refinance in Washington CountyInvestment refinance in Washington CountyInvestment home improvement in Washington County

Nearby markets

All lending in Washington CountyCounty overviewRefinance across OregonStatewideClackamas CountyNearby countyMultnomah CountyNearby county