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refinance lenders · HMDA 2023–2025

Refinance lenders in Clackamas County, Oregon

Fat Boy Data analyzed mortgage refinance activity in Clackamas County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,093 applications were decided by 236 lenders between 2023 and 2025.

Clackamas County at a glance

236Active lenders32 with 20+ decisions
80.2%Market approval rate3,284 of 4,093 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,096 loans funded

How Clackamas County compares

Approval rate compared
Clackamas County80.2%Oregon80.3%All 616 counties76.5%
Typical loan compared
Clackamas County$255KOregon$275KAll 616 counties$295K

What the data shows

Onpoint Community Credit Union made the most mortgage refinances in Clackamas County, OR, 971 of them.

That is 31% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 68.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 18% approved of 22Discover Bank: 29% approved of 56Mortgage Research Center, LLC: 37% approved of 35Spring Eq, LLC: 43% approved of 35Lakeview Loan Servicing, LLC: 46% approved of 71KeyBank National Association: 57% approved of 76Rivermark Community Credit Union: 63% approved of 46Bank of America, National Association: 65% approved of 177Columbia Bank: 69% approved of 115Third Federal Savings And Loan Association Of Cleveland: 69% approved of 55Newrez LLC: 75% approved of 60Fairway Independent Mortgage Corporation: 80% approved of 35Finance of America Reverse LLC: 81% approved of 32Embold Federal Credit Union: 82% approved of 125Oregon Community: 83% approved of 63JPMorgan Chase Bank, National Association: 83% approved of 30U.S. Bank National Association: 83% approved of 115Rocket Mortgage, LLC: 85% approved of 137Mutual of Omaha Mortgage, Inc.: 86% approved of 35Onpoint Community Credit Union: 86% approved of 1,186United Wholesale Mortgage, LLC: 90% approved of 279Longbridge Financial, LLC: 91% approved of 43Mortgage Express, LLC: 91% approved of 33Crosscountry Mortgage, LLC: 92% approved of 24Pennymac Loan Services, LLC: 93% approved of 57Freedom Mortgage Corporation: 93% approved of 72Cmg Mortgage, Inc.: 95% approved of 61Movement Mortgage, LLC: 96% approved of 25Summit Mortgage Corporation: 96% approved of 25Provident Funding Associates, L.P.: 96% approved of 28Guild Mortgage Company LLC: 97% approved of 68Nations Direct Mortgage, LLC: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Clackamas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union86%1,018 / 1,18695%$115K971
2United Wholesale Mortgage, LLCBroker only90%250 / 27996%$515K239
3Bank of America, National Association65%115 / 17796%$255K110
4Rocket Mortgage, LLC85%116 / 13791%$435K105
5Embold Federal Credit Union82%102 / 12599%$115K101

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 231 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Clackamas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Clackamas County

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Nearby markets

All lending in Clackamas CountyCounty overviewRefinance across OregonStatewideMarion CountyNearby countyMultnomah CountyNearby countyWashington CountyNearby county