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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Yamhill County, Oregon

Fat Boy Data analyzed investment home improvement loan activity in Yamhill County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 50 applications were decided by 24 lenders between 2023 and 2025.

Yamhill County at a glance

24Active lenders0 with 20+ decisions
72.0%Market approval rate36 of 50 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up33 loans funded

How Yamhill County compares

Approval rate compared
Yamhill County72.0%Oregon53.9%All 616 counties51.2%
Typical loan compared
Yamhill County$105KOregon$85KAll 616 counties$115K

What the data shows

Onpoint Community Credit Union made the most investment home improvement loans in Yamhill County, OR, 12 of them.

That is 36% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Lenders approved 72.0% of investment home improvement loan applications in Yamhill County, OR, 18.1 percentage points above the Oregon rate of 53.9%.

The typical investment home improvement loan here is $105K, 24% larger than the Oregon typical of $85K.

Investment property improvement lenders in Yamhill County

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit UnionLimited sample78%14 / 1886%$105K12
2Oregonians Credit UnionLimited sample100%3 / 3100%$105K3
3First Technology Federal Credit UnionLimited sample100%2 / 2100%$105K2
4Columbia BankLimited sample0%0 / 20
5KeyBank National AssociationLimited sample0%0 / 20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 19 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Yamhill County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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