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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Marion County, Oregon

Fat Boy Data analyzed investment home improvement loan activity in Marion County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 169 applications were decided by 34 lenders between 2023 and 2025.

Marion County at a glance

34Active lenders2 with 20+ decisions
58.0%Market approval rate98 of 169 decided
$105KTypical loanmedian lender, $10K brackets
89%Borrower take-up87 loans funded

How Marion County compares

Approval rate compared
Marion County58.0%Oregon53.9%All 616 counties51.2%
Typical loan compared
Marion County$105KOregon$85KAll 616 counties$115K

What the data shows

Onpoint Community Credit Union made the most investment home improvement loans in Marion County, OR, 16 of them.

Onpoint Community Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 77% of 26.

The typical investment home improvement loan here is $105K, 24% larger than the Oregon typical of $85K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Marion County

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union77%20 / 2680%$55K16
2Oregon Community67%14 / 2193%$105K13
3Marion and Polk Schools Credit UnionLimited sample67%12 / 1892%$155K11
4First Technology Federal Credit UnionLimited sample83%15 / 1887%$145K13
5U.S. Bank National AssociationLimited sample20%2 / 10100%$225K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 29 more lenders.

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