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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Linn County, Oregon

Fat Boy Data analyzed investment home improvement loan activity in Linn County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 58 applications were decided by 21 lenders between 2023 and 2025.

Linn County at a glance

21Active lenders0 with 20+ decisions
60.3%Market approval rate35 of 58 decided
$75KTypical loanmedian lender, $10K brackets
100%Borrower take-up35 loans funded

How Linn County compares

Approval rate compared
Linn County60.3%Oregon53.9%All 616 counties51.2%
Typical loan compared
Linn County$75KOregon$85KAll 616 counties$115K

What the data shows

Columbia Bank made the most investment home improvement loans in Linn County, OR, 5 of them.

Lenders approved 60.3% of investment home improvement loan applications in Linn County, OR, 6.4 percentage points above the Oregon rate of 53.9%.

The typical investment home improvement loan here is $75K, 12% smaller than the Oregon typical of $85K.

Investment property improvement lenders in Linn County

LenderApprovalApprovedTaken upTypical loanLoans made
1Columbia BankLimited sample62%5 / 8100%$195K5
2U.S. Bank National AssociationLimited sample25%2 / 8100%$125K2
3Onpoint Community Credit UnionLimited sample83%5 / 6100%$55K5
4Oregon State Credit UnionLimited sample100%5 / 5100%$75K5
5First Technology Federal Credit UnionLimited sample100%5 / 5100%$115K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 16 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Linn County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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