Investment property improvement lenders in Deschutes County, Oregon
Fat Boy Data analyzed investment home improvement loan activity in Deschutes County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 216 applications were decided by 50 lenders between 2023 and 2025.
Deschutes County at a glance
How Deschutes County compares
What the data shows
Onpoint Community Credit Union made the most investment home improvement loans in Deschutes County, OR, 25 of them.
Onpoint Community Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 69% of 39.
The typical investment home improvement loan here is $125K, 47% larger than the Oregon typical of $85K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Deschutes County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Onpoint Community Credit Union | 69% | 27 / 39 | 93% | $75K | 25 |
| 2 | U.S. Bank National Association | 25% | 7 / 28 | 100% | $255K | 7 |
| 3 | Selco Community | 30% | 6 / 20 | 83% | $75K | 5 |
| 4 | Bank of America, National AssociationLimited sample | 20% | 3 / 15 | 100% | $155K | 3 |
| 5 | Columbia BankLimited sample | 58% | 7 / 12 | 86% | $135K | 6 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 45 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Deschutes County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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