HomeOregonDeschutes CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Deschutes County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Deschutes County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,127 applications were decided by 179 lenders between 2023 and 2025.

Deschutes County at a glance

179Active lenders22 with 20+ decisions
75.2%Market approval rate1,600 of 2,127 decided
$255KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,518 loans funded

How Deschutes County compares

Approval rate compared
Deschutes County75.2%Oregon70.4%All 616 counties68.2%
Typical loan compared
Deschutes County$255KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Deschutes County, OR, 350 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 60.

The typical cash-out refinance here is $255K, 31% larger than the Oregon typical of $195K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 30% approved of 124Lakeview Loan Servicing, LLC: 40% approved of 20Carrington Mortgage Services, LLC: 42% approved of 31Wells Fargo Bank, National Association: 50% approved of 20Newrez LLC: 55% approved of 74Freedom Mortgage Corporation: 65% approved of 26Loandepot.Com, LLC: 67% approved of 45Pennymac Loan Services, LLC: 73% approved of 55Mid Oregon Federal Credit Union: 74% approved of 39United Wholesale Mortgage, LLC: 76% approved of 148Flagstar Bank, National Association: 79% approved of 42Guaranteed Rate, Inc.: 79% approved of 24U.S. Bank National Association: 80% approved of 55Nationstar Mortgage LLC: 81% approved of 37Rocket Mortgage, LLC: 85% approved of 421First Community: 90% approved of 40First Technology Federal Credit Union: 90% approved of 20Fairway Independent Mortgage Corporation: 92% approved of 25Guild Mortgage Company LLC: 93% approved of 84Movement Mortgage, LLC: 95% approved of 22Onpoint Community Credit Union: 96% approved of 49Cmg Mortgage, Inc.: 98% approved of 60

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Deschutes County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%359 / 42197%$145K350
2United Wholesale Mortgage, LLCBroker only76%113 / 14896%$325K109
3Amerisave Mortgage Corporation30%37 / 12495%$115K35
4Guild Mortgage Company LLC93%78 / 8486%$265K67
5Newrez LLC55%41 / 74100%$165K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 174 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Deschutes County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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