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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Deschutes County, Oregon

Fat Boy Data analyzed home purchase mortgage activity in Deschutes County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,993 applications were decided by 328 lenders between 2023 and 2025.

Deschutes County at a glance

328Active lenders74 with 20+ decisions
92.0%Market approval rate8,272 of 8,993 decided
$475KTypical loanmedian lender, $10K brackets
96%Borrower take-up7,920 loans funded

How Deschutes County compares

Approval rate compared
Deschutes County92.0%Oregon90.6%All 616 counties87.6%
Typical loan compared
Deschutes County$475KOregon$425KAll 616 counties$335K

What the data shows

Guild Mortgage Company LLC made the most home purchase mortgages in Deschutes County, OR, 505 of them.

Plains Commerce Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 56.

The typical home purchase mortgage here is $475K, 12% larger than the Oregon typical of $425K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 35% approved of 69Credit Human Federal Credit Union: 61% approved of 59USAA Federal Savings Bank: 62% approved of 37Triad Financial Services, Inc.: 63% approved of 171Wafd Bank: 74% approved of 38Flagstar Bank, National Association: 75% approved of 52Bank of America, National Association: 76% approved of 75Better Mortgage Corporation: 79% approved of 39JPMorgan Chase Bank, National Association: 82% approved of 84First Interstate Bank: 82% approved of 68Kind Lending, LLC: 82% approved of 200U.S. Bank National Association: 83% approved of 215Washington Trust Bank: 83% approved of 64Wells Fargo Bank, National Association: 84% approved of 79Leaderone Financial Corporation: 85% approved of 65Dhi Mortgage Company, Ltd.: 86% approved of 135Selco Community: 87% approved of 139BMO Bank National Association: 88% approved of 33Mortgage Research Center, LLC: 89% approved of 72Mid Oregon Federal Credit Union: 90% approved of 40Navy Federal Credit Union: 91% approved of 47Onpoint Community Credit Union: 92% approved of 287Primelending, A Plainscapital Company: 92% approved of 36First Technology Federal Credit Union: 92% approved of 38Pennymac Loan Services, LLC: 93% approved of 137Movement Mortgage, LLC: 93% approved of 214First Community: 94% approved of 63Sierra Pacific Mortgage Company, Inc.: 94% approved of 33Rocket Mortgage, LLC: 94% approved of 365Lennar Mortgage, LLC: 94% approved of 102Morgan Stanley Private Bank, National Association: 94% approved of 34United Wholesale Mortgage, LLC: 95% approved of 549American Pacific Mortgage Corporation: 95% approved of 84Columbia Bank: 95% approved of 257Provident Funding Associates, L.P.: 96% approved of 96Guild Mortgage Company LLC: 96% approved of 578Change Lending, LLC: 96% approved of 51Newrez LLC: 96% approved of 181Evergreen Moneysource Mortgage Company: 96% approved of 55Paramount Residential Mortgage Group, Inc.: 96% approved of 56Crosscountry Mortgage, LLC: 96% approved of 141Summit Funding, Inc.: 97% approved of 88New American Funding, LLC: 97% approved of 63Mortgage Express, LLC: 97% approved of 34Canopy Mortgage, LLC: 98% approved of 83Ark-La-Tex Financial Services, LLC.: 98% approved of 43Loandepot.Com, LLC: 98% approved of 484Directors Mortgage, Inc.: 98% approved of 45Cmg Mortgage, Inc.: 98% approved of 327Sunflower Bank, National Association: 98% approved of 53Premier Mortgage Resources, L.L.C.: 98% approved of 59Fairway Independent Mortgage Corporation: 99% approved of 206Guaranteed Rate, Inc.: 99% approved of 147Churchill Mortgage Corporation: 99% approved of 95The Loan Store, Inc.: 99% approved of 403Nations Direct Mortgage, LLC: 100% approved of 165Plains Commerce Bank: 100% approved of 56Lpmc, LLC: 100% approved of 52Axia Financial, LLC: 100% approved of 33Nations Lending Corporation: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Deschutes County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLC96%555 / 57891%$435K505
2United Wholesale Mortgage, LLCBroker only95%519 / 54999%$485K514
3Loandepot.Com, LLC98%473 / 48499%$425K469
4The Loan Store, Inc.99%399 / 40393%$475K370
5Rocket Mortgage, LLC94%343 / 36599%$485K340

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 323 more lenders.

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Nearby markets

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