HomePennsylvaniaChester CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Chester County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Chester County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,363 applications were decided by 252 lenders between 2023 and 2025.

Chester County at a glance

252Active lenders37 with 20+ decisions
75.4%Market approval rate4,045 of 5,363 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,875 loans funded

How Chester County compares

Approval rate compared
Chester County75.4%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Chester County$155KPennsylvania$145KAll 616 counties$155K

What the data shows

Citadel Federal Credit Union made the most cash-out refinances in Chester County, PA, 928 of them.

Bhcu approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Lenders approved 75.4% of cash-out refinance applications in Chester County, PA, 9.3 percentage points above the Pennsylvania rate of 66.1%.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%New Day Financial, LLC: 25% approved of 53Mortgage Research Center, LLC: 27% approved of 30Amerisave Mortgage Corporation: 36% approved of 237Quorum Federal Credit Union: 42% approved of 26Spring Eq, LLC: 49% approved of 45Village Capital & Investment LLC: 50% approved of 22Carrington Mortgage Services, LLC: 51% approved of 67Lakeview Loan Servicing, LLC: 54% approved of 35Flagstar Bank, National Association: 58% approved of 31Newrez LLC: 60% approved of 149New American Funding, LLC: 61% approved of 33GoodLeap, LLC: 63% approved of 49Wells Fargo Bank, National Association: 63% approved of 82Navy Federal Credit Union: 68% approved of 41Freedom Mortgage Corporation: 68% approved of 92KeyBank National Association: 69% approved of 29Prosperity Home Mortgage, LLC: 70% approved of 23Police & Fire Federal Credit Union: 71% approved of 390Mutual of Omaha Mortgage, Inc.: 75% approved of 36Loandepot.Com, LLC: 75% approved of 109Pennymac Loan Services, LLC: 76% approved of 149United Wholesale Mortgage, LLC: 78% approved of 205Citizens Bank, National Association: 79% approved of 47The Huntington National Bank: 82% approved of 33Citadel Federal Credit Union: 83% approved of 1,132Rocket Mortgage, LLC: 83% approved of 923JPMorgan Chase Bank, National Association: 84% approved of 31Guaranteed Rate, Inc.: 84% approved of 32Nationstar Mortgage LLC: 84% approved of 103Truist Bank: 85% approved of 52Guild Mortgage Company LLC: 87% approved of 30Sofi Bank, N.A.tional Association: 87% approved of 23TOWER Federal Credit Union: 88% approved of 24Reliance First Capital, LLC: 90% approved of 21Keystone Funding, Inc.: 91% approved of 22Crosscountry Mortgage, LLC: 92% approved of 51Bhcu: 100% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Chester County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citadel Federal Credit Union83%940 / 1,13299%$155K928
2Rocket Mortgage, LLC83%770 / 92396%$155K741
3Police & Fire Federal Credit Union71%276 / 39099%$105K273
4Amerisave Mortgage Corporation36%85 / 23791%$125K77
5United Wholesale Mortgage, LLCBroker only78%160 / 20594%$275K150

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 247 more lenders.

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