refinance lenders · HMDA 2023–2025

Refinance lenders in Chester County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Chester County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,417 applications were decided by 274 lenders between 2023 and 2025.

Chester County at a glance

274Active lenders46 with 20+ decisions
79.1%Market approval rate5,076 of 6,417 decided
$255KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,874 loans funded

How Chester County compares

Approval rate compared
Chester County79.1%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Chester County$255KPennsylvania$115KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Chester County, PA, 949 of them.

Provident Funding Associates, L.P. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical mortgage refinance here is $255K, 122% larger than the Pennsylvania typical of $115K.

Approval rate of all 46 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 34% approved of 116The Ephrata National Bank: 41% approved of 27Lakeview Loan Servicing, LLC: 41% approved of 39Members 1St: 52% approved of 48Truist Bank: 60% approved of 288Mortgage Research Center, LLC: 65% approved of 20Newrez LLC: 67% approved of 63Citadel Federal Credit Union: 68% approved of 126Third Federal Savings And Loan Association Of Cleveland: 69% approved of 95Manufacturers and Traders Trust Company: 70% approved of 66Pentagon Federal Credit Union: 71% approved of 28American Heritage FCU: 71% approved of 21Diamond Credit Union: 72% approved of 60KeyBank National Association: 72% approved of 61S&T Bank: 73% approved of 336Fulton Bank, National Association: 74% approved of 82Bank of America, National Association: 75% approved of 105Citizens Bank, National Association: 77% approved of 1,268Wells Fargo Bank, National Association: 78% approved of 40Ardent Federal Credit Union: 81% approved of 31Trumark Credit Union: 81% approved of 104First National Bank of Pennsylvania: 81% approved of 26PNC Bank, National Association: 82% approved of 499TD Bank, National Association: 82% approved of 183Village Capital & Investment LLC: 83% approved of 23Nationstar Mortgage LLC: 83% approved of 24Franklin Mint: 84% approved of 215Mutual of Omaha Mortgage, Inc.: 85% approved of 26Pennsylvania State Employees Credit Union: 85% approved of 48Rocket Mortgage, LLC: 86% approved of 221Loandepot.Com, LLC: 86% approved of 21Wilmington Savings Fund Society, FSB: 86% approved of 254Sun East Federal Credit Union: 87% approved of 52U.S. Bank National Association: 88% approved of 24Pennymac Loan Services, LLC: 91% approved of 74Univest Bank and Trust Co.: 91% approved of 33Freedom Mortgage Corporation: 94% approved of 64United Wholesale Mortgage, LLC: 95% approved of 393Meridian Bank: 95% approved of 21Guild Mortgage Company LLC: 96% approved of 25JPMorgan Chase Bank, National Association: 96% approved of 26Guaranteed Rate, Inc.: 96% approved of 28Cmg Mortgage, Inc.: 97% approved of 59Crosscountry Mortgage, LLC: 98% approved of 56Provident Funding Associates, L.P.: 100% approved of 26Keystone Funding, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Chester County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association77%977 / 1,26897%$255K949
2PNC Bank, National Association82%408 / 49995%$175K389
3United Wholesale Mortgage, LLCBroker only95%374 / 39398%$485K367
4S&T Bank73%245 / 33695%$205K233
5Truist Bank60%174 / 28893%$155K162

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 269 more lenders.

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