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refinance lenders · HMDA 2023–2025

Refinance lenders in Delaware County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Delaware County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,592 applications were decided by 263 lenders between 2023 and 2025.

Delaware County at a glance

263Active lenders38 with 20+ decisions
75.6%Market approval rate4,226 of 5,592 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,020 loans funded

How Delaware County compares

Approval rate compared
Delaware County75.6%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Delaware County$205KPennsylvania$115KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Delaware County, PA, 847 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

The typical mortgage refinance here is $205K, 78% larger than the Pennsylvania typical of $115K.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 110Lakeview Loan Servicing, LLC: 25% approved of 64Spring Eq, LLC: 43% approved of 23Newrez LLC: 50% approved of 66American Heritage FCU: 51% approved of 37Truist Bank: 52% approved of 33Mortgage Research Center, LLC: 55% approved of 40Royal United Mortgage LLC: 55% approved of 20S&T Bank: 63% approved of 30Citadel Federal Credit Union: 67% approved of 27Loandepot.Com, LLC: 67% approved of 21Bank of America, National Association: 68% approved of 101Trumark Credit Union: 71% approved of 108Sun East Federal Credit Union: 72% approved of 200Citizens Bank, National Association: 73% approved of 1,207Third Federal Savings And Loan Association Of Cleveland: 74% approved of 38TD Bank, National Association: 75% approved of 214Franklin Mint: 78% approved of 561Wells Fargo Bank, National Association: 78% approved of 50Prosperity Home Mortgage, LLC: 78% approved of 51Police & Fire Federal Credit Union: 80% approved of 20Wilmington Savings Fund Society, FSB: 80% approved of 292PNC Bank, National Association: 81% approved of 386Mutual of Omaha Mortgage, Inc.: 81% approved of 21Manufacturers and Traders Trust Company: 81% approved of 58Rocket Mortgage, LLC: 83% approved of 205Pennymac Loan Services, LLC: 86% approved of 91Ardent Federal Credit Union: 86% approved of 43Village Capital & Investment LLC: 86% approved of 51United Wholesale Mortgage, LLC: 88% approved of 216Pennsylvania State Employees Credit Union: 90% approved of 30Crosscountry Mortgage, LLC: 93% approved of 76JPMorgan Chase Bank, National Association: 95% approved of 38Movement Mortgage, LLC: 95% approved of 40Provident Funding Associates, L.P.: 96% approved of 25Freedom Mortgage Corporation: 96% approved of 78Guaranteed Rate, Inc.: 97% approved of 35Cmg Mortgage, Inc.: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Delaware County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association73%877 / 1,20797%$205K847
2Franklin Mint78%437 / 56197%$105K425
3PNC Bank, National Association81%311 / 38696%$155K300
4Wilmington Savings Fund Society, FSB80%235 / 29299%$205K232
5United Wholesale Mortgage, LLCBroker only88%189 / 21696%$355K181

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 258 more lenders.

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Other lending data for Delaware County

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Nearby markets

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