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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cumberland County, Pennsylvania

Fat Boy Data analyzed home purchase mortgage activity in Cumberland County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,929 applications were decided by 335 lenders between 2023 and 2025.

Cumberland County at a glance

335Active lenders70 with 20+ decisions
88.7%Market approval rate7,919 of 8,929 decided
$275KTypical loanmedian lender, $10K brackets
96%Borrower take-up7,619 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County88.7%Pennsylvania89.8%All 616 counties87.6%
Typical loan compared
Cumberland County$275KPennsylvania$255KAll 616 counties$335K

What the data shows

Members 1St made the most home purchase mortgages in Cumberland County, PA, 385 of them.

Mde Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 94.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 19% approved of 5321St Mortgage Corporation: 21% approved of 206Tammac Holdings Corporation: 52% approved of 71Credit Human Federal Credit Union: 56% approved of 59USAA Federal Savings Bank: 72% approved of 64Members 1St: 74% approved of 532Triad Financial Services, Inc.: 75% approved of 163Wells Fargo Bank, National Association: 83% approved of 89The Bank of Landisburg: 85% approved of 33Provident Funding Associates, L.P.: 85% approved of 60PNC Bank, National Association: 85% approved of 82Newrez LLC: 86% approved of 49Citizens Bank, National Association: 86% approved of 200Navy Federal Credit Union: 87% approved of 114Truist Bank: 88% approved of 33Guaranteed Rate, Inc.: 89% approved of 45Fulton Bank, National Association: 89% approved of 149Rocket Mortgage, LLC: 89% approved of 373NVR Mortgage Finance, Inc.: 90% approved of 50Emm Loans LLC: 90% approved of 115Mortgage Research Center, LLC: 91% approved of 153JPMorgan Chase Bank, National Association: 91% approved of 46United Wholesale Mortgage, LLC: 91% approved of 427Manufacturers and Traders Trust Company: 91% approved of 94Union Home Mortgage Corp.: 92% approved of 84Linkbank: 92% approved of 48Loandepot.Com, LLC: 92% approved of 73Farmers and Merchants Trust Company of Chambersburg: 92% approved of 188American Pacific Mortgage Corporation: 92% approved of 38Orrstown Bank: 93% approved of 157Finofi Mortgage, LLC: 93% approved of 100First National Bank of Pennsylvania: 94% approved of 316Pennymac Loan Services, LLC: 94% approved of 370ACNB Bank: 94% approved of 35The Ephrata National Bank: 95% approved of 43Pennsylvania State Employees Credit Union: 96% approved of 195Homespire Mortgage Corporation: 97% approved of 58Fairway Independent Mortgage Corporation: 97% approved of 306Guild Mortgage Company LLC: 97% approved of 326Homesale Mortgage, LLC: 97% approved of 66Mid Penn Bank: 97% approved of 67First Alliance Home Mortgage, LLC: 97% approved of 69Traditions Bank: 97% approved of 35Movement Mortgage, LLC: 97% approved of 214Northpointe Bank: 97% approved of 108Univest Bank and Trust Co.: 98% approved of 83Guaranteed Rate Affinity, LLC: 98% approved of 145Tidewater Mortgage Services, Inc.: 98% approved of 112Amerihome Mortgage Company, LLC: 98% approved of 58Nations Direct Mortgage, LLC: 98% approved of 62New American Funding, LLC: 98% approved of 252Howard Hanna Financial Services, Inc.: 99% approved of 67Cmg Mortgage, Inc.: 99% approved of 140Crosscountry Mortgage, LLC: 99% approved of 224S&T Bank: 99% approved of 80First Community Mortgage, Inc.: 99% approved of 101Mde Home Loans, LLC: 100% approved of 94Radius Financial Group Inc.: 100% approved of 34First Colony Mortgage Corporation: 100% approved of 33Integrity Home Mortgage Corporation: 100% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Members 1St74%396 / 53297%$225K385
2United Wholesale Mortgage, LLCBroker only91%390 / 42799%$285K387
3Rocket Mortgage, LLC89%333 / 37399%$275K330
4Pennymac Loan Services, LLC94%348 / 37099%$285K346
5Guild Mortgage Company LLC97%316 / 32695%$255K301

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 330 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Cumberland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Cumberland County

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Nearby markets

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