refinance lenders · HMDA 2023–2025

Refinance lenders in Dauphin County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Dauphin County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,125 applications were decided by 171 lenders between 2023 and 2025.

Dauphin County at a glance

171Active lenders23 with 20+ decisions
73.0%Market approval rate2,281 of 3,125 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,141 loans funded

How Dauphin County compares

Approval rate compared
Dauphin County73.0%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Dauphin County$105KPennsylvania$115KAll 616 counties$295K

What the data shows

Members 1St made the most mortgage refinances in Dauphin County, PA, 529 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 94% of 65.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 27% approved of 49S&T Bank: 54% approved of 39Mortgage Research Center, LLC: 57% approved of 44First National Bank of Pennsylvania: 57% approved of 187Truist Bank: 57% approved of 117Lakeview Loan Servicing, LLC: 61% approved of 33Newrez LLC: 65% approved of 20Members 1St: 68% approved of 798First Commonwealth Bank: 69% approved of 36Citizens Bank, National Association: 71% approved of 185PNC Bank, National Association: 76% approved of 93Fulton Bank, National Association: 77% approved of 60Linkbank: 78% approved of 27Mid Penn Bank: 79% approved of 84Rocket Mortgage, LLC: 80% approved of 126Manufacturers and Traders Trust Company: 83% approved of 149United Wholesale Mortgage, LLC: 83% approved of 84Pennymac Loan Services, LLC: 84% approved of 49Orrstown Bank: 84% approved of 44Pennsylvania State Employees Credit Union: 86% approved of 208Belco Community Credit Union: 89% approved of 110Village Capital & Investment LLC: 89% approved of 46Freedom Mortgage Corporation: 94% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Dauphin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Members 1St68%544 / 79897%$95K529
2Pennsylvania State Employees Credit Union86%179 / 20896%$85K171
3First National Bank of Pennsylvania57%107 / 18796%$155K103
4Citizens Bank, National Association71%132 / 18589%$125K118
5Manufacturers and Traders Trust Company83%123 / 14993%$105K114

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 166 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Dauphin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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