HomePennsylvaniaDauphin CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Dauphin County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Dauphin County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,404 applications were decided by 155 lenders between 2023 and 2025.

Dauphin County at a glance

155Active lenders24 with 20+ decisions
65.6%Market approval rate1,578 of 2,404 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,489 loans funded

How Dauphin County compares

Approval rate compared
Dauphin County65.6%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Dauphin County$145KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Dauphin County, PA, 449 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Northwest Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 27.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 27% approved of 45American Financing Corporation: 30% approved of 27Amerisave Mortgage Corporation: 30% approved of 192Lakeview Loan Servicing, LLC: 38% approved of 53New Day Financial, LLC: 39% approved of 92New American Funding, LLC: 40% approved of 20Wells Fargo Bank, National Association: 47% approved of 47Village Capital & Investment LLC: 48% approved of 21Manufacturers and Traders Trust Company: 50% approved of 20Carrington Mortgage Services, LLC: 51% approved of 70Newrez LLC: 52% approved of 87Citizens Bank, National Association: 59% approved of 22Loandepot.Com, LLC: 60% approved of 89Mutual of Omaha Mortgage, Inc.: 61% approved of 28Freedom Mortgage Corporation: 66% approved of 102Navy Federal Credit Union: 69% approved of 32GoodLeap, LLC: 74% approved of 35Pennymac Loan Services, LLC: 75% approved of 61United Wholesale Mortgage, LLC: 77% approved of 115Rocket Mortgage, LLC: 79% approved of 588Nationstar Mortgage LLC: 81% approved of 73Pennsylvania State Employees Credit Union: 81% approved of 69Truist Bank: 86% approved of 22Northwest Bank: 96% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Dauphin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%463 / 58897%$145K449
2Amerisave Mortgage Corporation30%58 / 19297%$85K56
3United Wholesale Mortgage, LLCBroker only77%88 / 11599%$195K87
4Freedom Mortgage Corporation66%67 / 10296%$205K64
5New Day Financial, LLC39%36 / 9283%$225K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 150 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Dauphin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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