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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lebanon County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Lebanon County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,441 applications were decided by 110 lenders between 2023 and 2025.

Lebanon County at a glance

110Active lenders17 with 20+ decisions
72.0%Market approval rate1,038 of 1,441 decided
$155KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,007 loans funded

How Lebanon County compares

Approval rate compared
Lebanon County72.0%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Lebanon County$155KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lebanon County, PA, 252 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 31.

Lenders approved 72.0% of cash-out refinance applications in Lebanon County, PA, 5.9 percentage points above the Pennsylvania rate of 66.1%.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 79Mortgage Research Center, LLC: 25% approved of 24Carrington Mortgage Services, LLC: 42% approved of 26New Day Financial, LLC: 47% approved of 38Wells Fargo Bank, National Association: 59% approved of 37New American Funding, LLC: 60% approved of 20Newrez LLC: 61% approved of 36Pennymac Loan Services, LLC: 65% approved of 68Freedom Mortgage Corporation: 67% approved of 57Nationstar Mortgage LLC: 74% approved of 43Loandepot.Com, LLC: 75% approved of 36Rocket Mortgage, LLC: 80% approved of 325Northwest Bank: 81% approved of 74United Wholesale Mortgage, LLC: 82% approved of 66Lebanon Federal Credit Union: 84% approved of 159Jonestown Bank and Trust Company of Jonestown Pennsylvania: 86% approved of 35Crosscountry Mortgage, LLC: 97% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lebanon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%260 / 32597%$155K252
2Lebanon Federal Credit Union84%134 / 15999%$85K133
3Amerisave Mortgage Corporation24%19 / 79100%$145K19
4Northwest Bank81%60 / 74100%$105K60
5Pennymac Loan Services, LLC65%44 / 68100%$175K44

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 105 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Lebanon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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