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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Erie County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Erie County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,931 applications were decided by 120 lenders between 2023 and 2025.

Erie County at a glance

120Active lenders20 with 20+ decisions
65.6%Market approval rate1,267 of 1,931 decided
$125KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,218 loans funded

How Erie County compares

Approval rate compared
Erie County65.6%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Erie County$125KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Erie County, PA, 378 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Northwest Bank approved the highest share of applications among lenders with at least 20 decisions here, 80% of 275.

The typical cash-out refinance here is $125K, 14% smaller than the Pennsylvania typical of $145K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 19% approved of 132Lakeview Loan Servicing, LLC: 20% approved of 25Mortgage Research Center, LLC: 24% approved of 38Carrington Mortgage Services, LLC: 28% approved of 39Widget Federal Credit Union: 32% approved of 28New Day Financial, LLC: 42% approved of 43Newrez LLC: 42% approved of 40New American Funding, LLC: 50% approved of 26Loandepot.Com, LLC: 64% approved of 64Corry Federal Credit Union: 65% approved of 23United Wholesale Mortgage, LLC: 66% approved of 89KeyBank National Association: 67% approved of 24Pennymac Loan Services, LLC: 70% approved of 37Citizens Bank, National Association: 70% approved of 27The Huntington National Bank: 75% approved of 44Nationstar Mortgage LLC: 78% approved of 40Rocket Mortgage, LLC: 78% approved of 491Freedom Mortgage Corporation: 78% approved of 46Northwest Bank: 80% approved of 275The Andover Bank: 80% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Erie County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%383 / 49199%$125K378
2Northwest Bank80%220 / 27599%$105K218
3Amerisave Mortgage Corporation19%25 / 132100%$65K25
4United Wholesale Mortgage, LLCBroker only66%59 / 89100%$185K59
5Loandepot.Com, LLC64%41 / 64100%$155K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 115 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Erie County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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