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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Pennsylvania

Fat Boy Data analyzed investment cash-out refinance activity in Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,372 applications were decided by 461 lenders between 2023 and 2025.

Pennsylvania at a glance

461Active lenders114 with 20+ decisions
74.9%Market approval rate12,267 of 16,372 decided
$165KTypical loanmedian lender, $10K brackets
93%Borrower take-up11,361 loans funded

How Pennsylvania compares

Approval rate compared
Pennsylvania74.9%All 616 counties73.1%
Typical loan compared
Pennsylvania$165KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Pennsylvania, 1,090 of them.

Bhcu approved the highest share of applications among lenders with at least 20 decisions here, 100% of 57.

The typical investment cash-out refinance here is $165K, 20% smaller than the the United States typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Police & Fire Federal Credit Union: 11% approved of 516Amerisave Mortgage Corporation: 19% approved of 299Wells Fargo Bank, National Association: 28% approved of 173Beeline Loans, Inc.: 28% approved of 85Lendingone, LLC: 38% approved of 461Homebridge Financial Services, Inc.: 43% approved of 46Loandepot.Com, LLC: 48% approved of 71Citizens Bank, National Association: 51% approved of 78Newrez LLC: 52% approved of 309Hometown Equity Mortgage, LLC: 53% approved of 271Carrington Mortgage Services, LLC: 55% approved of 126Pennymac Loan Services, LLC: 57% approved of 105Homexpress Mortgage Corp.: 59% approved of 456Nationstar Mortgage LLC: 60% approved of 86Deephaven Mortgage LLC: 61% approved of 132Silver Hill Funding, LLC: 61% approved of 75New American Funding, LLC: 62% approved of 85Pennsylvania State Employees Credit Union: 64% approved of 44Rocket Mortgage, LLC: 64% approved of 428Plaza Home Mortgage, Inc.: 64% approved of 98JPMorgan Chase Bank, National Association: 65% approved of 48American Financial Network, Inc.: 66% approved of 88Ice Lender Holdings LLC: 68% approved of 221United Wholesale Mortgage, LLC: 69% approved of 1,214Abl Rpc Residential Credit Acquisition LLC: 72% approved of 182American Heritage FCU: 74% approved of 50Arc Home LLC: 77% approved of 48Champions Funding, LLC: 78% approved of 217A&D Mortgage LLC: 79% approved of 135Ocmbc, Inc.: 80% approved of 204Angel Oak Mortgage Solutions LLC: 81% approved of 105Logan Finance Corporation: 82% approved of 80Loan Funder LLC: 85% approved of 583Lima One Capital, LLC: 86% approved of 266Amwest Funding Corp.: 87% approved of 123Emporium Tpo LLC: 88% approved of 73American Heritage Lending, LLC: 88% approved of 296Guaranteed Rate, Inc.: 88% approved of 121Cmg Mortgage, Inc.: 89% approved of 79Oaktree Funding Corp.: 90% approved of 68S&T Bank: 91% approved of 47Bpl Mortgage, LLC: 93% approved of 1,312Citadel Servicing Corporation: 93% approved of 362Crosscountry Mortgage, LLC: 93% approved of 191First Colony Mortgage Corporation: 93% approved of 60Movement Mortgage, LLC: 94% approved of 159Temple View Capital Funding, Lp: 94% approved of 80Hershey Federal Credit Union: 94% approved of 138The Loan Store, Inc.: 95% approved of 104Nexera Holding LLC: 96% approved of 99Reliance First Capital, LLC: 97% approved of 60Constructive Loans, LLC: 97% approved of 506Archwest Funding, LLC: 99% approved of 153Diamond Credit Union: 99% approved of 89Chrome: 99% approved of 100Velocity Commercial Capital, LLC: 99% approved of 724Rf Renovo Management Company, LLC: 99% approved of 486Dominion Financial Services, LLC: 100% approved of 221Bhcu: 100% approved of 57Mon Valley Community Federal Credit Union: 100% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Pennsylvania

LenderApprovalApprovedTaken upTypical loanLoans made
1Bpl Mortgage, LLC93%1,214 / 1,31290%$195K1,090
2United Wholesale Mortgage, LLCBroker only69%838 / 1,21499%$155K829
3Velocity Commercial Capital, LLC99%718 / 72499%$125K710
4Loan Funder LLC85%498 / 58396%$185K480
5Police & Fire Federal Credit Union11%55 / 51698%$65K54

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 456 more lenders.

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Other lending data for Pennsylvania

Mortgage lenders in PennsylvaniaHome improvement loans in PennsylvaniaCash-out refinance in PennsylvaniaRefinance in PennsylvaniaInvestment property purchase in PennsylvaniaInvestment refinance in PennsylvaniaInvestment home improvement in Pennsylvania

Counties in Pennsylvania

Philadelphia CountyCountyAllegheny CountyCountyMontgomery CountyCountyBucks CountyCountyDelaware CountyCountyLancaster CountyCountyChester CountyCountyYork CountyCountyBerks CountyCountyLehigh CountyCountyWestmoreland CountyCountyLuzerne CountyCounty