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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Philadelphia County, Pennsylvania

Fat Boy Data analyzed investment cash-out refinance activity in Philadelphia County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,981 applications were decided by 247 lenders between 2023 and 2025.

Philadelphia County at a glance

247Active lenders53 with 20+ decisions
72.5%Market approval rate4,335 of 5,981 decided
$185KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,968 loans funded

How Philadelphia County compares

Approval rate compared
Philadelphia County72.5%Pennsylvania74.9%All 616 counties73.1%
Typical loan compared
Philadelphia County$185KPennsylvania$165KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Philadelphia County, PA, 498 of them.

Ark Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical investment cash-out refinance here is $185K, 12% larger than the Pennsylvania typical of $165K.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%Police & Fire Federal Credit Union: 11% approved of 394Amerisave Mortgage Corporation: 12% approved of 75Wells Fargo Bank, National Association: 19% approved of 67Loandepot.Com, LLC: 43% approved of 21New American Funding, LLC: 43% approved of 21American Financial Network, Inc.: 44% approved of 34Newrez LLC: 45% approved of 98Lendingone, LLC: 46% approved of 151Homebridge Financial Services, Inc.: 48% approved of 23Pennymac Loan Services, LLC: 52% approved of 31Silver Hill Funding, LLC: 54% approved of 35Citizens Bank, National Association: 55% approved of 20Plaza Home Mortgage, Inc.: 55% approved of 29Homexpress Mortgage Corp.: 56% approved of 181Hometown Equity Mortgage, LLC: 56% approved of 136Carrington Mortgage Services, LLC: 57% approved of 40Deephaven Mortgage LLC: 59% approved of 41United Wholesale Mortgage, LLC: 64% approved of 337Rocket Mortgage, LLC: 65% approved of 106Ice Lender Holdings LLC: 66% approved of 133Trumark Credit Union: 67% approved of 21Clearedge Lending LLC: 67% approved of 21Abl Rpc Residential Credit Acquisition LLC: 75% approved of 91American Heritage FCU: 75% approved of 32Firstrust Savings Bank: 75% approved of 20Champions Funding, LLC: 80% approved of 94Ocmbc, Inc.: 80% approved of 99Emporium Tpo LLC: 81% approved of 21A&D Mortgage LLC: 82% approved of 50Loan Funder LLC: 82% approved of 245Lima One Capital, LLC: 83% approved of 87Angel Oak Mortgage Solutions LLC: 84% approved of 37Cmg Mortgage, Inc.: 85% approved of 26American Heritage Lending, LLC: 87% approved of 101Logan Finance Corporation: 89% approved of 44Amwest Funding Corp.: 89% approved of 55Guaranteed Rate, Inc.: 90% approved of 52Oaktree Funding Corp.: 91% approved of 44Movement Mortgage, LLC: 91% approved of 70Bpl Mortgage, LLC: 92% approved of 601Citadel Servicing Corporation: 92% approved of 146Ukrainian Selfreliance Federal Credit Union: 94% approved of 32Asian Bank: 95% approved of 20Crosscountry Mortgage, LLC: 95% approved of 82First Colony Mortgage Corporation: 96% approved of 23The Loan Store, Inc.: 96% approved of 28Constructive Loans, LLC: 97% approved of 351Nexera Holding LLC: 98% approved of 40Rf Renovo Management Company, LLC: 98% approved of 139Velocity Commercial Capital, LLC: 99% approved of 352Dominion Financial Services, LLC: 100% approved of 88Ark Mortgage, Inc.: 100% approved of 27Conventus LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Philadelphia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bpl Mortgage, LLC92%554 / 60190%$195K498
2Police & Fire Federal Credit Union11%42 / 39498%$65K41
3Velocity Commercial Capital, LLC99%347 / 35299%$125K342
4Constructive Loans, LLC97%341 / 35193%$225K318
5United Wholesale Mortgage, LLCBroker only64%215 / 33799%$155K213

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 242 more lenders.

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Other lending data for Philadelphia County

Mortgage lenders in Philadelphia CountyHome improvement loans in Philadelphia CountyCash-out refinance in Philadelphia CountyRefinance in Philadelphia CountyInvestment property purchase in Philadelphia CountyInvestment refinance in Philadelphia CountyInvestment home improvement in Philadelphia County

Nearby markets

All lending in Philadelphia CountyCounty overviewInvestment cash-out refinance across PennsylvaniaStatewideBucks CountyNearby countyDelaware CountyNearby county