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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Ponce Municipio, Puerto Rico

Fat Boy Data analyzed investment property refinance activity in Ponce Municipio, Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5 applications were decided by 4 lenders between 2023 and 2025.

Ponce Municipio at a glance

4Active lenders0 with 20+ decisions
60.0%Market approval rate3 of 5 decided
$85KTypical loanmedian lender, $10K brackets
100%Borrower take-up3 loans funded

How Ponce Municipio compares

Approval rate compared
Ponce Municipio60.0%Puerto Rico73.0%All 616 counties77.7%
Typical loan compared
Ponce Municipio$85KPuerto Rico$105KAll 616 counties$235K

What the data shows

Oriental Bank made the most investment property refinances in Ponce Municipio, PR, 1 of them.

That is 33% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Lenders approved 60.0% of investment property refinance applications in Ponce Municipio, PR, 13.0 percentage points below the Puerto Rico rate of 73.0%.

The typical investment property refinance here is $85K, 19% smaller than the Puerto Rico typical of $105K.

Investment property refinance lenders in Ponce Municipio

LenderApprovalApprovedTaken upTypical loanLoans made
1Oriental BankLimited sample50%1 / 2100%$85K1
2The Money House, Inc.Limited sample100%1 / 1100%$145K1
3First Equity Mortgage Bankers, Inc.Limited sample100%1 / 1100%$85K1
4Pentagon Federal Credit UnionLimited sample0%0 / 10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Other lending data for Ponce Municipio

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