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refinance lenders · HMDA 2023–2025

Refinance lenders in Kent County, Rhode Island

Fat Boy Data analyzed mortgage refinance activity in Kent County, Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,744 applications were decided by 138 lenders between 2023 and 2025.

Kent County at a glance

138Active lenders21 with 20+ decisions
76.4%Market approval rate2,097 of 2,744 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,998 loans funded

How Kent County compares

Approval rate compared
Kent County76.4%Rhode Island75.3%All 616 counties76.5%
Typical loan compared
Kent County$175KRhode Island$175KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Kent County, RI, 755 of them.

That is 38% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 44.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 68Bank of America, National Association: 51% approved of 65HarborOne Bank: 54% approved of 56Lakeview Loan Servicing, LLC: 58% approved of 31Greenwood Credit Union: 68% approved of 38Mortgage Research Center, LLC: 71% approved of 24The Washington Trust Company, of Westerly: 71% approved of 107Newrez LLC: 74% approved of 34Bank Rhode Island: 74% approved of 66Webster Bank, National Association: 75% approved of 36Citizens Bank, National Association: 77% approved of 1,022Rocket Mortgage, LLC: 78% approved of 58Navigant Credit Union: 82% approved of 163COASTAL1 Credit Union: 82% approved of 215Centreville Bank: 85% approved of 26United Wholesale Mortgage, LLC: 86% approved of 70Guild Mortgage Company LLC: 96% approved of 23Cmg Mortgage, Inc.: 96% approved of 26Pennymac Loan Services, LLC: 97% approved of 35Freedom Mortgage Corporation: 100% approved of 44Movement Mortgage, LLC: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Kent County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association77%784 / 1,02296%$175K755
2COASTAL1 Credit Union82%177 / 215100%$125K177
3Navigant Credit Union82%134 / 16396%$125K128
4The Washington Trust Company, of Westerly71%76 / 10797%$155K74
5United Wholesale Mortgage, LLCBroker only86%60 / 7093%$385K56

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 133 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Kent County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Kent County

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Nearby markets

All lending in Kent CountyCounty overviewRefinance across Rhode IslandStatewideProvidence CountyNearby countyWashington CountyNearby county