refinance lenders · HMDA 2023–2025

Refinance lenders in Berkeley County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Berkeley County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,688 applications were decided by 226 lenders between 2023 and 2025.

Berkeley County at a glance

226Active lenders22 with 20+ decisions
78.5%Market approval rate2,110 of 2,688 decided
$345KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,905 loans funded

How Berkeley County compares

Approval rate compared
Berkeley County78.5%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Berkeley County$345KSouth Carolina$285KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Berkeley County, SC, 201 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical mortgage refinance here is $345K, 21% larger than the South Carolina typical of $285K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 23% approved of 47Mortgage Research Center, LLC: 38% approved of 95Bank of America, National Association: 48% approved of 46Lakeview Loan Servicing, LLC: 50% approved of 94Navy Federal Credit Union: 54% approved of 41First-Citizens Bank & Trust Company: 62% approved of 104Wells Fargo Bank, National Association: 62% approved of 21Truist Bank: 64% approved of 56Newrez LLC: 67% approved of 63SouthState Bank, National Association: 76% approved of 54Loandepot.Com, LLC: 76% approved of 25South Carolina Federal Credit Union: 80% approved of 25Mutual of Omaha Mortgage, Inc.: 82% approved of 22Pennymac Loan Services, LLC: 84% approved of 113Rocket Mortgage, LLC: 84% approved of 196Village Capital & Investment LLC: 86% approved of 103Nationstar Mortgage LLC: 88% approved of 25Planet Home Lending, LLC: 90% approved of 29United Wholesale Mortgage, LLC: 92% approved of 348Freedom Mortgage Corporation: 96% approved of 276Crosscountry Mortgage, LLC: 96% approved of 27Cmg Mortgage, Inc.: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Berkeley County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%319 / 34895%$355K302
2Freedom Mortgage Corporation96%264 / 27676%$345K201
3Rocket Mortgage, LLC84%165 / 19690%$315K149
4Pennymac Loan Services, LLC84%95 / 11392%$355K87
5First-Citizens Bank & Trust Company62%64 / 10494%$145K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 221 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Berkeley County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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