HomeSouth CarolinaBerkeley CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Berkeley County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Berkeley County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,289 applications were decided by 219 lenders between 2023 and 2025.

Berkeley County at a glance

219Active lenders34 with 20+ decisions
68.6%Market approval rate2,942 of 4,289 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,817 loans funded

How Berkeley County compares

Approval rate compared
Berkeley County68.6%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Berkeley County$195KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Berkeley County, SC, 709 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 30.

The typical cash-out refinance here is $195K, 18% larger than the South Carolina typical of $165K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 113American Financing Corporation: 33% approved of 33Amerisave Mortgage Corporation: 34% approved of 215Carrington Mortgage Services, LLC: 34% approved of 135Lakeview Loan Servicing, LLC: 37% approved of 67Newrez LLC: 42% approved of 142New Day Financial, LLC: 43% approved of 104Village Capital & Investment LLC: 49% approved of 59Wells Fargo Bank, National Association: 51% approved of 39New American Funding, LLC: 53% approved of 34Navy Federal Credit Union: 58% approved of 146Quorum Federal Credit Union: 58% approved of 26Bayer Heritage: 61% approved of 44Loandepot.Com, LLC: 66% approved of 142Equity Prime Mortgage LLC: 70% approved of 23SouthState Bank, National Association: 70% approved of 20Freedom Mortgage Corporation: 70% approved of 169Flagstar Bank, National Association: 71% approved of 35Lower, LLC: 72% approved of 25Mutual of Omaha Mortgage, Inc.: 73% approved of 45Pennymac Loan Services, LLC: 76% approved of 99Nationstar Mortgage LLC: 76% approved of 62Guild Mortgage Company LLC: 77% approved of 35Carolina One Mortgage, LLC: 78% approved of 27United Wholesale Mortgage, LLC: 79% approved of 338The Federal Savings Bank: 79% approved of 29Rev Federal Credit Union: 81% approved of 73South Carolina Federal Credit Union: 83% approved of 308Rocket Mortgage, LLC: 84% approved of 861Ameris Bank: 86% approved of 21GoodLeap, LLC: 92% approved of 36Movement Mortgage, LLC: 97% approved of 29Reliance First Capital, LLC: 97% approved of 29Crosscountry Mortgage, LLC: 97% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Berkeley County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%722 / 86198%$165K709
2United Wholesale Mortgage, LLCBroker only79%268 / 33897%$265K260
3South Carolina Federal Credit Union83%255 / 30898%$75K250
4Amerisave Mortgage Corporation34%73 / 21595%$85K69
5Freedom Mortgage Corporation70%119 / 16996%$295K114

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 214 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Berkeley County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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