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mortgage lenders · HMDA 2023–2025

Mortgage lenders in South Carolina

Fat Boy Data analyzed home purchase mortgage activity in South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 228,491 applications were decided by 1,009 lenders between 2023 and 2025.

South Carolina at a glance

1,009Active lenders413 with 20+ decisions
83.4%Market approval rate190,462 of 228,491 decided
$285KTypical loanmedian lender, $10K brackets
96%Borrower take-up183,144 loans funded

How South Carolina compares

Approval rate compared
South Carolina83.4%All 616 counties87.6%
Typical loan compared
South Carolina$285KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in South Carolina, 9,683 of them.

Southern First Bank approved the highest share of applications among lenders with at least 20 decisions here, 99% of 1,576.

The typical home purchase mortgage here is $285K, 15% smaller than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Credit Human Federal Credit Union: 17% approved of 819Tammac Holdings Corporation: 23% approved of 1,62121St Mortgage Corporation: 27% approved of 7,389Vanderbilt Mortgage and Finance, Inc.: 34% approved of 15,423Triad Financial Services, Inc.: 53% approved of 2,058USAA Federal Savings Bank: 68% approved of 1,072Flagstar Bank, National Association: 74% approved of 846Bank of America, National Association: 77% approved of 2,056NVR Mortgage Finance, Inc.: 80% approved of 4,286Founders Federal Credit Union: 80% approved of 1,417Wells Fargo Bank, National Association: 82% approved of 1,615Navy Federal Credit Union: 83% approved of 2,900Dhi Mortgage Company, Ltd.: 83% approved of 11,713Truist Bank: 84% approved of 1,755Pennymac Loan Services, LLC: 84% approved of 1,031First-Citizens Bank & Trust Company: 85% approved of 2,765SouthState Bank, National Association: 85% approved of 3,815Loandepot.Com, LLC: 85% approved of 3,525American Financial Network, Inc.: 86% approved of 932TD Bank, National Association: 87% approved of 967Regions Bank: 88% approved of 887Rocket Mortgage, LLC: 88% approved of 7,388Lennar Mortgage, LLC: 88% approved of 6,711Mortgage Research Center, LLC: 89% approved of 4,678Newrez LLC: 90% approved of 1,009American Pacific Mortgage Corporation: 90% approved of 1,013Cardinal Financial Company, Limited Partnership: 90% approved of 1,028United Wholesale Mortgage, LLC: 91% approved of 7,993JPMorgan Chase Bank, National Association: 91% approved of 1,802Freedom Mortgage Corporation: 91% approved of 1,056Pulte Mortgage LLC: 92% approved of 2,677Acrisure Mortgage, LLC: 92% approved of 2,218First National Bank of Pennsylvania: 92% approved of 915T2 Financial LLC: 92% approved of 1,081Guaranteed Rate, Inc.: 92% approved of 2,094Guaranteed Rate Affinity, LLC: 93% approved of 1,226Fifth Third Bank, National Association: 93% approved of 1,012Fairway Independent Mortgage Corporation: 94% approved of 3,121Lower, LLC: 94% approved of 2,238Jet Homeloans, Lp: 94% approved of 985New American Funding, LLC: 95% approved of 1,427Union Home Mortgage Corp.: 95% approved of 961Cmg Mortgage, Inc.: 95% approved of 2,546Ameris Bank: 95% approved of 4,058Acopia, LLC: 95% approved of 834First Reliance Bank: 96% approved of 1,670Velocio Mortgage L.L.C.: 96% approved of 1,202Guild Mortgage Company LLC: 96% approved of 5,724Gateway First Bank: 96% approved of 1,143Primelending, A Plainscapital Company: 96% approved of 3,998Renasant Bank: 97% approved of 1,116Movement Mortgage, LLC: 97% approved of 8,601Atlantic Bay Mortgage Group, L.L.C.: 97% approved of 1,862Resource Financial Services, Inc.: 97% approved of 1,496Crosscountry Mortgage, LLC: 97% approved of 3,541First Palmetto Bank: 97% approved of 887First Heritage Mortgage, LLC: 98% approved of 3,033Ark-La-Tex Financial Services, LLC.: 98% approved of 1,261Carolina One Mortgage, LLC: 98% approved of 1,270Southern First Bank: 99% approved of 1,576

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in South Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1Vanderbilt Mortgage and Finance, Inc.34%5,282 / 15,42391%$245K4,807
2Dhi Mortgage Company, Ltd.83%9,757 / 11,71399%$275K9,683
3Movement Mortgage, LLC97%8,334 / 8,60188%$285K7,317
4United Wholesale Mortgage, LLCBroker only91%7,250 / 7,99399%$295K7,177
521St Mortgage Corporation27%1,965 / 7,38993%$105K1,824

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 1,004 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in South Carolina. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Counties in South Carolina

Greenville CountyCountyRichland CountyCountyCharleston CountyCountyHorry CountyCountySpartanburg CountyCountyLexington CountyCountyYork CountyCountyBerkeley CountyCountyAnderson CountyCountyBeaufort CountyCountyAiken CountyCountyDorchester CountyCounty