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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Richland County, South Carolina

Fat Boy Data analyzed home purchase mortgage activity in Richland County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 19,690 applications were decided by 458 lenders between 2023 and 2025.

Richland County at a glance

458Active lenders104 with 20+ decisions
85.8%Market approval rate16,894 of 19,690 decided
$245KTypical loanmedian lender, $10K brackets
96%Borrower take-up16,167 loans funded

How Richland County compares

Approval rate compared
Richland County85.8%South Carolina83.4%All 616 counties87.6%
Typical loan compared
Richland County$245KSouth Carolina$285KAll 616 counties$335K

What the data shows

Guild Mortgage Company LLC made the most home purchase mortgages in Richland County, SC, 1,409 of them.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 88.

The typical home purchase mortgage here is $245K, 14% smaller than the South Carolina typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Tammac Holdings Corporation: 10% approved of 5921St Mortgage Corporation: 29% approved of 364Loandepot.Com, LLC: 51% approved of 179Vanderbilt Mortgage and Finance, Inc.: 61% approved of 1,281Flagstar Bank, National Association: 70% approved of 64USAA Federal Savings Bank: 71% approved of 147Allsouth Federal Credit Union: 75% approved of 126Plaza Home Mortgage, Inc.: 76% approved of 67American Financial Network, Inc.: 78% approved of 67Wells Fargo Bank, National Association: 79% approved of 98Founders Federal Credit Union: 79% approved of 81Pennymac Loan Services, LLC: 79% approved of 72Navy Federal Credit Union: 79% approved of 377NVR Mortgage Finance, Inc.: 79% approved of 402Dhi Mortgage Company, Ltd.: 80% approved of 502Truist Bank: 80% approved of 76Equity Prime Mortgage LLC: 81% approved of 59Bank of America, National Association: 82% approved of 224First-Citizens Bank & Trust Company: 82% approved of 472Fairway Independent Mortgage Corporation: 83% approved of 181Rocket Mortgage, LLC: 84% approved of 543Synovus Bank: 85% approved of 118Pulte Mortgage LLC: 85% approved of 253SouthState Bank, National Association: 88% approved of 289Guaranteed Rate, Inc.: 88% approved of 241Mortgage Research Center, LLC: 88% approved of 741Regions Bank: 88% approved of 116Safe Federal Credit Union: 88% approved of 125United Wholesale Mortgage, LLC: 88% approved of 703Thrive Mortgage, LLC: 89% approved of 96Lennar Mortgage, LLC: 89% approved of 98Palmetto Citizens Federal Credit Union: 90% approved of 113Freedom Mortgage Corporation: 90% approved of 134Lower, LLC: 91% approved of 180Cardinal Financial Company, Limited Partnership: 92% approved of 135Mortgage Solutions of Colorado, LLC: 92% approved of 92Guaranteed Rate Affinity, LLC: 93% approved of 283Acrisure Mortgage, LLC: 93% approved of 262Ameris Bank: 93% approved of 783Integrity Home Mortgage Corporation: 93% approved of 152Primelending, A Plainscapital Company: 94% approved of 236Newrez LLC: 94% approved of 112Ntfn, Inc.: 94% approved of 80New American Funding, LLC: 94% approved of 271Cmg Mortgage, Inc.: 95% approved of 211TD Bank, National Association: 95% approved of 58Guild Mortgage Company LLC: 95% approved of 1,686First Community Bank: 96% approved of 140JPMorgan Chase Bank, National Association: 96% approved of 258Assurance Financial Group, L.L.C.: 96% approved of 188First Reliance Bank: 96% approved of 249Union Home Mortgage Corp.: 97% approved of 58Movement Mortgage, LLC: 97% approved of 636Resource Financial Services, Inc.: 97% approved of 541First Heritage Mortgage, LLC: 97% approved of 823Crosscountry Mortgage, LLC: 98% approved of 383Renasant Bank: 98% approved of 64First Palmetto Bank: 99% approved of 297Delmar Financial Company: 99% approved of 86Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 88

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Richland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLC95%1,606 / 1,68688%$225K1,409
2Vanderbilt Mortgage and Finance, Inc.61%782 / 1,28196%$255K750
3First Heritage Mortgage, LLC97%802 / 82399%$275K795
4Ameris Bank93%731 / 78399%$235K725
5Mortgage Research Center, LLC88%649 / 74199%$255K640

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 453 more lenders.

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Nearby markets

All lending in Richland CountyCounty overviewMortgage lenders across South CarolinaStatewideLexington CountyNearby county