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investment property lenders · HMDA 2023–2025

Investment property lenders in Richland County, South Carolina

Fat Boy Data analyzed investment property mortgage activity in Richland County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,795 applications were decided by 262 lenders between 2023 and 2025.

Richland County at a glance

262Active lenders21 with 20+ decisions
83.3%Market approval rate1,496 of 1,795 decided
$165KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,394 loans funded

How Richland County compares

Approval rate compared
Richland County83.3%South Carolina86.5%All 616 counties87.5%
Typical loan compared
Richland County$165KSouth Carolina$225KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Richland County, SC, 152 of them.

First Community Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

The typical investment property mortgage here is $165K, 27% smaller than the South Carolina typical of $225K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 47% approved of 76Navy Federal Credit Union: 52% approved of 46Vanderbilt Mortgage and Finance, Inc.: 55% approved of 31Wells Fargo Bank, National Association: 64% approved of 22United Wholesale Mortgage, LLC: 73% approved of 78Guaranteed Rate Affinity, LLC: 74% approved of 23First-Citizens Bank & Trust Company: 82% approved of 67Lima One Capital, LLC: 87% approved of 23Kiavi Funding, Inc.: 89% approved of 176Loan Funder LLC: 89% approved of 38Ameris Bank: 90% approved of 21Rocket Mortgage, LLC: 91% approved of 32Arthur State Bank: 94% approved of 48Guild Mortgage Company LLC: 94% approved of 102Primelending, A Plainscapital Company: 95% approved of 21Resource Financial Services, Inc.: 96% approved of 23First Palmetto Bank: 97% approved of 33Crosscountry Mortgage, LLC: 97% approved of 35Movement Mortgage, LLC: 98% approved of 43First Community Bank: 100% approved of 39First Reliance Bank: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Richland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.89%157 / 17697%$165K152
2Guild Mortgage Company LLC94%96 / 10284%$145K81
3United Wholesale Mortgage, LLCBroker only73%57 / 78100%$145K57
4Lendingone, LLC47%36 / 76100%$145K36
5First-Citizens Bank & Trust Company82%55 / 6791%$185K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 257 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Richland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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