Refinance lenders in Richland County, South Carolina
Fat Boy Data analyzed mortgage refinance activity in Richland County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,519 applications were decided by 199 lenders between 2023 and 2025.
Richland County at a glance
How Richland County compares
What the data shows
Palmetto Citizens Federal Credit Union made the most mortgage refinances in Richland County, SC, 450 of them.
First Heritage Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.
The typical mortgage refinance here is $245K, 14% smaller than the South Carolina typical of $285K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Richland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Palmetto Citizens Federal Credit Union | 63% | 466 / 739 | 97% | $75K | 450 |
| 2 | Freedom Mortgage Corporation | 97% | 413 / 425 | 70% | $285K | 291 |
| 3 | United Wholesale Mortgage, LLCBroker only | 89% | 329 / 371 | 87% | $295K | 287 |
| 4 | First-Citizens Bank & Trust Company | 79% | 196 / 248 | 94% | $105K | 184 |
| 5 | Rocket Mortgage, LLC | 78% | 174 / 222 | 90% | $225K | 157 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 194 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Richland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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