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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Pickens County, South Carolina

Fat Boy Data analyzed home improvement loan activity in Pickens County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,009 applications were decided by 80 lenders between 2023 and 2025.

Pickens County at a glance

80Active lenders12 with 20+ decisions
63.3%Market approval rate639 of 1,009 decided
$75KTypical loanmedian lender, $10K brackets
96%Borrower take-up611 loans funded

How Pickens County compares

Approval rate compared
Pickens County63.3%South Carolina63.6%All 616 counties62.7%
Typical loan compared
Pickens County$75KSouth Carolina$95KAll 616 counties$75K

What the data shows

SouthState Bank, National Association made the most home improvement loans in Pickens County, SC, 99 of them.

S. C. State Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 29.

The typical home improvement loan here is $75K, 21% smaller than the South Carolina typical of $95K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 35% approved of 40Bank of America, National Association: 42% approved of 103Truliant Federal Credit Union: 48% approved of 64Truist Bank: 52% approved of 82PNC Bank, National Association: 55% approved of 22TD Bank, National Association: 58% approved of 60Navy Federal Credit Union: 63% approved of 27First-Citizens Bank & Trust Company: 65% approved of 80United Community Bank: 77% approved of 35SouthState Bank, National Association: 79% approved of 129Spero Financial Federal Credit Union: 91% approved of 77S. C. State Federal Credit Union: 93% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Pickens County

LenderApprovalApprovedTaken upTypical loanLoans made
1SouthState Bank, National Association79%102 / 12997%$75K99
2Bank of America, National Association42%43 / 10395%$105K41
3Truist Bank52%43 / 8298%$75K42
4First-Citizens Bank & Trust Company65%52 / 8092%$105K48
5Spero Financial Federal Credit Union91%70 / 7793%$65K65

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 75 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Pickens County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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