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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in York County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in York County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,032 applications were decided by 232 lenders between 2023 and 2025.

York County at a glance

232Active lenders33 with 20+ decisions
72.2%Market approval rate3,634 of 5,032 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,470 loans funded

How York County compares

Approval rate compared
York County72.2%South Carolina69.0%All 616 counties68.2%
Typical loan compared
York County$155KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in York County, SC, 1,079 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 50.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 27% approved of 86Mortgage Research Center, LLC: 29% approved of 55Amerisave Mortgage Corporation: 34% approved of 278Carrington Mortgage Services, LLC: 39% approved of 123New Day Financial, LLC: 44% approved of 75American Financing Corporation: 47% approved of 32Skyla Federal Credit Union: 48% approved of 23Spring Eq, LLC: 56% approved of 52Truliant Federal Credit Union: 58% approved of 24Newrez LLC: 59% approved of 143Village Capital & Investment LLC: 61% approved of 33Quorum Federal Credit Union: 62% approved of 40New American Funding, LLC: 65% approved of 48Navy Federal Credit Union: 65% approved of 49GoodLeap, LLC: 66% approved of 47Wells Fargo Bank, National Association: 67% approved of 66Loandepot.Com, LLC: 69% approved of 162Mutual of Omaha Mortgage, Inc.: 71% approved of 42Founders Federal Credit Union: 74% approved of 467Freedom Mortgage Corporation: 76% approved of 144Sofi Bank, N.A.tional Association: 76% approved of 21Pennymac Loan Services, LLC: 79% approved of 117Family Trust Federal Credit Union: 80% approved of 51Nationstar Mortgage LLC: 81% approved of 100United Wholesale Mortgage, LLC: 82% approved of 404SouthState Bank, National Association: 83% approved of 23Rocket Mortgage, LLC: 84% approved of 1,319First Federal Bank: 85% approved of 20Flagstar Bank, National Association: 88% approved of 42The Federal Savings Bank: 88% approved of 34Crosscountry Mortgage, LLC: 93% approved of 29Movement Mortgage, LLC: 96% approved of 77Reliance First Capital, LLC: 98% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in York County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%1,112 / 1,31997%$155K1,079
2Founders Federal Credit Union74%345 / 46794%$135K326
3United Wholesale Mortgage, LLCBroker only82%331 / 40498%$255K324
4Amerisave Mortgage Corporation34%94 / 27899%$75K93
5Loandepot.Com, LLC69%112 / 16299%$275K111

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 227 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in York County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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