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refinance lenders · HMDA 2023–2025

Refinance lenders in Minnehaha County, South Dakota

Fat Boy Data analyzed mortgage refinance activity in Minnehaha County, South Dakota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,622 applications were decided by 102 lenders between 2023 and 2025.

Minnehaha County at a glance

102Active lenders20 with 20+ decisions
82.5%Market approval rate1,338 of 1,622 decided
$215KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,302 loans funded

How Minnehaha County compares

Approval rate compared
Minnehaha County82.5%South Dakota82.4%All 616 counties76.5%
Typical loan compared
Minnehaha County$215KSouth Dakota$215KAll 616 counties$295K

What the data shows

First PREMIER Bank made the most mortgage refinances in Minnehaha County, SD, 203 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 32% approved of 47Lakeview Loan Servicing, LLC: 48% approved of 21Newrez LLC: 58% approved of 24Mortgage Research Center, LLC: 64% approved of 25Service First Federal Credit Union: 72% approved of 50United Wholesale Mortgage, LLC: 77% approved of 44Fairway Independent Mortgage Corporation: 78% approved of 23First Interstate Bank: 79% approved of 73Black Hills Federal Credit Union: 81% approved of 31First Bank & Trust: 83% approved of 115First PREMIER Bank: 84% approved of 254U.S. Bank National Association: 84% approved of 44Plains Commerce Bank: 86% approved of 201Rocket Mortgage, LLC: 88% approved of 57Reliabank Dakota: 90% approved of 21Central Bank: 94% approved of 31First International Bank & Trust: 94% approved of 54First Dakota National Bank: 98% approved of 64CorTrust Bank National Association: 99% approved of 93Freedom Mortgage Corporation: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Minnehaha County

LenderApprovalApprovedTaken upTypical loanLoans made
1First PREMIER Bank84%213 / 25495%$105K203
2Plains Commerce Bank86%172 / 20199%$215K171
3First Bank & Trust83%96 / 115100%$95K96
4CorTrust Bank National Association99%92 / 93100%$95K92
5First Interstate Bank79%58 / 7398%$65K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 97 more lenders.

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Other lending data for Minnehaha County

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Nearby markets

All lending in Minnehaha CountyCounty overviewRefinance across South DakotaStatewide