HomeTennesseeSumner CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sumner County, Tennessee

Fat Boy Data analyzed cash-out refinance activity in Sumner County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,251 applications were decided by 215 lenders between 2023 and 2025.

Sumner County at a glance

215Active lenders31 with 20+ decisions
73.1%Market approval rate2,377 of 3,251 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,259 loans funded

How Sumner County compares

Approval rate compared
Sumner County73.1%Tennessee71.4%All 616 counties68.2%
Typical loan compared
Sumner County$205KTennessee$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sumner County, TN, 635 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

The typical cash-out refinance here is $205K, 11% larger than the Tennessee typical of $185K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 22% approved of 23New Day Financial, LLC: 24% approved of 34Amerisave Mortgage Corporation: 33% approved of 199Lakeview Loan Servicing, LLC: 35% approved of 37Newrez LLC: 37% approved of 60Spring Eq, LLC: 45% approved of 22Carrington Mortgage Services, LLC: 51% approved of 89American Financing Corporation: 55% approved of 20Loandepot.Com, LLC: 60% approved of 94Mutual of Omaha Mortgage, Inc.: 64% approved of 33Wells Fargo Bank, National Association: 64% approved of 22Village Capital & Investment LLC: 67% approved of 30The Farmers Bank: 68% approved of 22New American Funding, LLC: 69% approved of 35Pennymac Loan Services, LLC: 69% approved of 98Cornerstone Financial Credit Union: 72% approved of 39Fairway Independent Mortgage Corporation: 73% approved of 22Quorum Federal Credit Union: 77% approved of 35Freedom Mortgage Corporation: 77% approved of 111Navy Federal Credit Union: 78% approved of 27U.S. Bank National Association: 79% approved of 42United Wholesale Mortgage, LLC: 79% approved of 271Nationstar Mortgage LLC: 80% approved of 74Flagstar Bank, National Association: 81% approved of 21Rocket Mortgage, LLC: 82% approved of 797Ascend Federal Credit Union: 83% approved of 77Liberty Credit Union: 84% approved of 32Crosscountry Mortgage, LLC: 86% approved of 21The Federal Savings Bank: 87% approved of 23Cmg Mortgage, Inc.: 97% approved of 38Reliance First Capital, LLC: 100% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Sumner County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%654 / 79797%$155K635
2United Wholesale Mortgage, LLCBroker only79%215 / 27199%$305K212
3Amerisave Mortgage Corporation33%66 / 19997%$135K64
4Freedom Mortgage Corporation77%86 / 11194%$285K81
5Pennymac Loan Services, LLC69%68 / 9896%$305K65

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 210 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Sumner County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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