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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Davidson County, Tennessee

Fat Boy Data analyzed cash-out refinance activity in Davidson County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,219 applications were decided by 317 lenders between 2023 and 2025.

Davidson County at a glance

317Active lenders55 with 20+ decisions
68.8%Market approval rate4,970 of 7,219 decided
$215KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,661 loans funded

How Davidson County compares

Approval rate compared
Davidson County68.8%Tennessee71.4%All 616 counties68.2%
Typical loan compared
Davidson County$215KTennessee$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Davidson County, TN, 1,150 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 96.

The typical cash-out refinance here is $215K, 16% larger than the Tennessee typical of $185K.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 16% approved of 50Amerisave Mortgage Corporation: 30% approved of 447Lakeview Loan Servicing, LLC: 31% approved of 99New Day Financial, LLC: 34% approved of 80American Financing Corporation: 39% approved of 28Spring Eq, LLC: 42% approved of 33Carrington Mortgage Services, LLC: 44% approved of 225Newrez LLC: 44% approved of 149Wells Fargo Bank, National Association: 50% approved of 60New American Funding, LLC: 52% approved of 61Us Community: 53% approved of 38Village Capital & Investment LLC: 54% approved of 63The Federal Savings Bank: 62% approved of 29Fortera Federal Credit Union: 63% approved of 51Mutual of Omaha Mortgage, Inc.: 63% approved of 62Advantagefirst Lending Inc.: 64% approved of 25Sun West Mortgage Company, Inc.: 64% approved of 39First Community Mortgage, Inc.: 65% approved of 31Ascend Federal Credit Union: 67% approved of 186Pennymac Loan Services, LLC: 67% approved of 199Loandepot.Com, LLC: 67% approved of 232Regions Bank: 67% approved of 168Navy Federal Credit Union: 68% approved of 56Quorum Federal Credit Union: 69% approved of 108Onity Mortgage Corporation: 70% approved of 23U.S. Bank National Association: 70% approved of 112Sofi Bank, N.A.tional Association: 70% approved of 20Cornerstone Financial Credit Union: 71% approved of 70Bank of America, National Association: 71% approved of 21Flagstar Bank, National Association: 72% approved of 64Freedom Mortgage Corporation: 72% approved of 167Old National Bank: 73% approved of 45Truist Bank: 77% approved of 44Guaranteed Rate, Inc.: 78% approved of 27Rocket Mortgage, LLC: 78% approved of 1,515Pinnacle Bank: 79% approved of 48United Wholesale Mortgage, LLC: 79% approved of 463Fifth Third Bank, National Association: 82% approved of 22Nationstar Mortgage LLC: 82% approved of 165GoodLeap, LLC: 84% approved of 49JPMorgan Chase Bank, National Association: 85% approved of 71Churchill Mortgage Corporation: 85% approved of 33Paramount Residential Mortgage Group, Inc.: 85% approved of 20Liberty Credit Union: 86% approved of 118Republic Bank & Trust Company: 86% approved of 43FirstBank: 87% approved of 63Swbc Mortgage Corporation: 90% approved of 21Equity Prime Mortgage LLC: 91% approved of 22Cmg Mortgage, Inc.: 92% approved of 51Crosscountry Mortgage, LLC: 93% approved of 44Cu Community, LLC: 94% approved of 32Legacy Home Loans, LLC: 96% approved of 25Movement Mortgage, LLC: 97% approved of 32Reliance First Capital, LLC: 99% approved of 96Coastal Community Bank: 100% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Davidson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%1,187 / 1,51597%$195K1,150
2United Wholesale Mortgage, LLCBroker only79%368 / 46398%$275K360
3Amerisave Mortgage Corporation30%133 / 44798%$135K130
4Loandepot.Com, LLC67%156 / 23297%$255K151
5Carrington Mortgage Services, LLC44%98 / 22586%$215K84

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 312 more lenders.

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Other lending data for Davidson County

Mortgage lenders in Davidson CountyHome improvement loans in Davidson CountyRefinance in Davidson CountyInvestment property purchase in Davidson CountyInvestment cash-out refinance in Davidson CountyInvestment refinance in Davidson CountyInvestment home improvement in Davidson County

Nearby markets

All lending in Davidson CountyCounty overviewCash-out refinance across TennesseeStatewideRutherford CountyNearby countySumner CountyNearby countyWilliamson CountyNearby county