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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Wilson County, Tennessee

Fat Boy Data analyzed investment home improvement loan activity in Wilson County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 57 applications were decided by 28 lenders between 2023 and 2025.

Wilson County at a glance

28Active lenders0 with 20+ decisions
75.4%Market approval rate43 of 57 decided
$105KTypical loanmedian lender, $10K brackets
98%Borrower take-up42 loans funded

How Wilson County compares

Approval rate compared
Wilson County75.4%Tennessee56.5%All 616 counties51.2%
Typical loan compared
Wilson County$105KTennessee$135KAll 616 counties$115K

What the data shows

Wilson Bank and Trust made the most investment home improvement loans in Wilson County, TN, 9 of them.

Lenders approved 75.4% of investment home improvement loan applications in Wilson County, TN, 19.0 percentage points above the Tennessee rate of 56.5%.

The typical investment home improvement loan here is $105K, 22% smaller than the Tennessee typical of $135K.

Investment property improvement lenders in Wilson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wilson Bank and TrustLimited sample90%9 / 10100%$105K9
2Lawrence BankLimited sample100%4 / 4100%$505K4
3Pinnacle BankLimited sample100%3 / 3100%$55K3
4U.S. Bank National AssociationLimited sample33%1 / 3100%$125K1
5CedarStone BankLimited sample100%3 / 3100%$145K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 23 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Wilson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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