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refinance lenders · HMDA 2023–2025

Refinance lenders in Wilson County, Tennessee

Fat Boy Data analyzed mortgage refinance activity in Wilson County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,114 applications were decided by 214 lenders between 2023 and 2025.

Wilson County at a glance

214Active lenders21 with 20+ decisions
81.9%Market approval rate1,732 of 2,114 decided
$285KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,595 loans funded

How Wilson County compares

Approval rate compared
Wilson County81.9%Tennessee78.2%All 616 counties76.5%
Typical loan compared
Wilson County$285KTennessee$295KAll 616 counties$295K

What the data shows

Wilson Bank and Trust made the most mortgage refinances in Wilson County, TN, 183 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 46.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 38% approved of 39Mortgage Research Center, LLC: 50% approved of 22Lakeview Loan Servicing, LLC: 57% approved of 60Truist Bank: 65% approved of 51Newrez LLC: 67% approved of 24First Horizon Bank: 67% approved of 73Bank of America, National Association: 74% approved of 34Regions Bank: 75% approved of 163Pinnacle Bank: 76% approved of 29Southern Bank of Tennessee: 79% approved of 24American Pacific Mortgage Corporation: 80% approved of 20Rocket Mortgage, LLC: 81% approved of 127Village Capital & Investment LLC: 83% approved of 23F&M Bank: 84% approved of 25United Wholesale Mortgage, LLC: 90% approved of 177Wilson Bank and Trust: 91% approved of 233Cmg Mortgage, Inc.: 91% approved of 33Freedom Mortgage Corporation: 95% approved of 82Wellworth Bank: 95% approved of 44Cadence Bank: 96% approved of 27Pennymac Loan Services, LLC: 98% approved of 46

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Wilson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wilson Bank and Trust91%211 / 23387%$165K183
2United Wholesale Mortgage, LLCBroker only90%160 / 17798%$445K157
3Regions Bank75%122 / 16387%$105K106
4Rocket Mortgage, LLC81%103 / 12795%$365K98
5Freedom Mortgage Corporation95%78 / 8279%$375K62

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 209 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Wilson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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