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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Dallas County, Texas

Fat Boy Data analyzed home improvement loan activity in Dallas County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,717 applications were decided by 199 lenders between 2023 and 2025.

Dallas County at a glance

199Active lenders36 with 20+ decisions
42.3%Market approval rate4,529 of 10,717 decided
$105KTypical loanmedian lender, $10K brackets
91%Borrower take-up4,115 loans funded

How Dallas County compares

Approval rate compared
Dallas County42.3%Texas46.6%All 616 counties62.7%
Typical loan compared
Dallas County$105KTexas$105KAll 616 counties$75K

What the data shows

Frost Bank made the most home improvement loans in Dallas County, TX, 972 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 86% of 35.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 0% approved of 47Discover Bank: 16% approved of 589Greater Texas Federal Credit Union: 24% approved of 29Regions Bank: 29% approved of 184Simmons Bank: 29% approved of 52Bank of America, National Association: 29% approved of 2,740Navy Federal Credit Union: 30% approved of 459Spring Eq, LLC: 30% approved of 285Wells Fargo Bank, National Association: 31% approved of 77Comerica Bank: 34% approved of 384Guaranteed Rate, Inc.: 35% approved of 20Truist Bank: 35% approved of 370The Loan Store, Inc.: 36% approved of 36Loandepot.Com, LLC: 37% approved of 43PNC Bank, National Association: 40% approved of 626BOKF, National Association: 41% approved of 302Pentagon Federal Credit Union: 42% approved of 202Prosperity Bank: 46% approved of 110Texans: 49% approved of 402Intouch Credit Union: 50% approved of 20American Airlines Federal Credit Union: 56% approved of 200Onity Mortgage Corporation: 57% approved of 23Zions Bancorporation, N.A.: 57% approved of 189Frost Bank: 57% approved of 1,816Mobility Credit Union: 62% approved of 52Figure Lending LLC: 62% approved of 86Eecu: 63% approved of 106City Credit Union: 63% approved of 49Rocket Mortgage, LLC: 66% approved of 114JPMorgan Chase Bank, National Association: 67% approved of 150Lendage, LLC: 68% approved of 40Southwest Airlines Federal Credit Union: 68% approved of 25First Horizon Bank: 70% approved of 69First Financial Bank: 75% approved of 61Homebridge Financial Services, Inc.: 86% approved of 35Metro Medical Credit Union: 86% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Dallas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association29%806 / 2,74096%$105K774
2Frost Bank57%1,043 / 1,81693%$125K972
3PNC Bank, National Association40%253 / 62694%$105K239
4Discover Bank16%95 / 58995%$85K90
5Navy Federal Credit Union30%137 / 45992%$55K126

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 194 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Dallas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Dallas County

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Nearby markets

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