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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Kaufman County, Texas

Fat Boy Data analyzed home improvement loan activity in Kaufman County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 754 applications were decided by 76 lenders between 2023 and 2025.

Kaufman County at a glance

76Active lenders9 with 20+ decisions
42.0%Market approval rate317 of 754 decided
$75KTypical loanmedian lender, $10K brackets
93%Borrower take-up296 loans funded

How Kaufman County compares

Approval rate compared
Kaufman County42.0%Texas46.6%All 616 counties62.7%
Typical loan compared
Kaufman County$75KTexas$105KAll 616 counties$75K

What the data shows

Frost Bank made the most home improvement loans in Kaufman County, TX, 62 of them.

Lone Star Federally Insured State-Chartered Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 31.

The typical home improvement loan here is $75K, 29% smaller than the Texas typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 11% approved of 55Spring Eq, LLC: 22% approved of 40Truist Bank: 25% approved of 20Bank of America, National Association: 29% approved of 160Navy Federal Credit Union: 33% approved of 48PNC Bank, National Association: 39% approved of 33Frost Bank: 53% approved of 129The American National Bank of Texas: 70% approved of 23Lone Star Federally Insured State-Chartered Credit Union: 90% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Kaufman County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association29%46 / 160100%$75K46
2Frost Bank53%69 / 12990%$85K62
3Discover Bank11%6 / 55100%$65K6
4Navy Federal Credit Union33%16 / 48100%$55K16
5Spring Eq, LLC22%9 / 40100%$65K9

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 71 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Kaufman County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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