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refinance lenders · HMDA 2023–2025

Refinance lenders in El Paso County, Texas

Fat Boy Data analyzed mortgage refinance activity in El Paso County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,433 applications were decided by 201 lenders between 2023 and 2025.

El Paso County at a glance

201Active lenders37 with 20+ decisions
68.5%Market approval rate3,036 of 4,433 decided
$255KTypical loanmedian lender, $10K brackets
86%Borrower take-up2,624 loans funded

How El Paso County compares

Approval rate compared
El Paso County68.5%Texas70.9%All 616 counties76.5%
Typical loan compared
El Paso County$255KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in El Paso County, TX, 259 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

The typical mortgage refinance here is $255K, 24% smaller than the Texas typical of $335K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 0% approved of 38Amerisave Mortgage Corporation: 9% approved of 35Discover Bank: 13% approved of 140Carrington Mortgage Services, LLC: 30% approved of 33PNC Bank, National Association: 33% approved of 39Navy Federal Credit Union: 36% approved of 61FirstLight Federal Credit Union: 36% approved of 47Mortgage Research Center, LLC: 36% approved of 293Bank of America, National Association: 39% approved of 100Lakeview Loan Servicing, LLC: 39% approved of 175Wells Fargo Bank, National Association: 49% approved of 88USAA Federal Savings Bank: 50% approved of 24GECU Federal Credit Union: 55% approved of 173New American Funding, LLC: 58% approved of 38Loandepot.Com, LLC: 59% approved of 29Newrez LLC: 59% approved of 81El Paso Area Teachers: 60% approved of 20Security Service Federal Credit Union: 60% approved of 20Change Lending, LLC: 62% approved of 42Nationstar Mortgage LLC: 68% approved of 31Rocket Mortgage, LLC: 72% approved of 386Royal United Mortgage LLC: 72% approved of 143Cardinal Financial Company, Limited Partnership: 73% approved of 22Amerihome Mortgage Company, LLC: 81% approved of 42Mutual of Omaha Mortgage, Inc.: 83% approved of 48Movement Mortgage, LLC: 84% approved of 31Cmg Mortgage, Inc.: 85% approved of 26United Wholesale Mortgage, LLC: 88% approved of 552Planet Home Lending, LLC: 89% approved of 143Pennymac Loan Services, LLC: 89% approved of 170Freedom Mortgage Corporation: 94% approved of 364Mortgage Solutions of Colorado, LLC: 95% approved of 20Clearpath Lending: 95% approved of 20JPMorgan Chase Bank, National Association: 95% approved of 61Village Capital & Investment LLC: 95% approved of 215Crosscountry Mortgage, LLC: 100% approved of 33Lakeview Community Capital, LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in El Paso County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%488 / 55291%$285K442
2Rocket Mortgage, LLC72%278 / 38693%$205K259
3Freedom Mortgage Corporation94%342 / 36472%$275K247
4Mortgage Research Center, LLC36%106 / 29397%$255K103
5Village Capital & Investment LLC95%205 / 21560%$285K123

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 196 more lenders.

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