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refinance lenders · HMDA 2023–2025

Refinance lenders in Grayson County, Texas

Fat Boy Data analyzed mortgage refinance activity in Grayson County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,228 applications were decided by 175 lenders between 2023 and 2025.

Grayson County at a glance

175Active lenders13 with 20+ decisions
72.2%Market approval rate887 of 1,228 decided
$315KTypical loanmedian lender, $10K brackets
90%Borrower take-up801 loans funded

How Grayson County compares

Approval rate compared
Grayson County72.2%Texas70.9%All 616 counties76.5%
Typical loan compared
Grayson County$315KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Grayson County, TX, 74 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 51.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 32% approved of 50Discover Bank: 33% approved of 27Lakeview Loan Servicing, LLC: 49% approved of 49Simmons Bank: 50% approved of 20Newrez LLC: 64% approved of 28Royal United Mortgage LLC: 64% approved of 45First United Bank and Trust Company: 74% approved of 90Rocket Mortgage, LLC: 77% approved of 101United Wholesale Mortgage, LLC: 85% approved of 95Guild Mortgage Company LLC: 88% approved of 26Pennymac Loan Services, LLC: 93% approved of 42Village Capital & Investment LLC: 93% approved of 30Freedom Mortgage Corporation: 96% approved of 51

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Grayson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%78 / 10195%$245K74
2United Wholesale Mortgage, LLCBroker only85%81 / 9599%$405K80
3First United Bank and Trust Company74%67 / 9096%$235K64
4Freedom Mortgage Corporation96%49 / 5186%$335K42
5Mortgage Research Center, LLC32%16 / 50100%$365K16

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 170 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Grayson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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