Home improvement loan lenders in Hidalgo County, Texas
Fat Boy Data analyzed home improvement loan activity in Hidalgo County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,815 applications were decided by 64 lenders between 2023 and 2025.
Hidalgo County at a glance
How Hidalgo County compares
What the data shows
Bank of America, National Association made the most home improvement loans in Hidalgo County, TX, 96 of them.
Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 81% of 53.
Lenders approved 32.1% of home improvement loan applications in Hidalgo County, TX, 14.6 percentage points below the Texas rate of 46.6%.
The typical home improvement loan here is $85K, 19% smaller than the Texas typical of $105K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Hidalgo County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bank of America, National Association | 19% | 102 / 526 | 94% | $95K | 96 |
| 2 | Frost Bank | 32% | 76 / 240 | 93% | $65K | 71 |
| 3 | PNC Bank, National Association | 30% | 62 / 204 | 92% | $85K | 57 |
| 4 | Rally Credit Union | 51% | 92 / 179 | 75% | $85K | 69 |
| 5 | Discover Bank | 14% | 20 / 145 | 90% | $65K | 18 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 59 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Hidalgo County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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